The State Bank of India (SBI) has officially released the Admit Card for the Circle Based Officer (CBO) Recruitment 2025. Candidates who have successfully registered for the exam can now download their admit cards to appear in the upcoming online examination scheduled for 20 July 2025.
This admit card is a mandatory document and must be carried to the exam center.
📌 Key Highlights
- Recruitment Name: SBI Circle Based Officer (CBO) 2025
- Admit Card Released On: 10 July 2025
- Exam Date: 20 July 2025
- Exam Mode: Online (Computer-Based Test)
- Organization: State Bank of India (SBI)
- Selection Process: Online Test + Interview
📄 Details Mentioned on Admit Card
Make sure your admit card includes the following information:
- Candidate’s Name
- Roll Number
- Registration Number
- Date of Birth
- Exam Date and Shift
- Reporting Time
- Exam Centre Name & Address
- Photograph and Signature
- Instructions for the Exam
Check all details carefully. In case of any errors, contact SBI recruitment authorities immediately.
🧾 Documents to Carry on Exam Day
Candidates must bring the following:
- Printed copy of Admit Card
- One valid photo ID proof (Aadhaar Card, PAN Card, Voter ID, Passport, etc.)
- Two passport-size photographs (same as uploaded during application)
Without these, entry to the exam hall will not be allowed.
🧠 SBI CBO Exam Pattern (Expected)
The online written exam will test candidates in the following areas:
| Section | Questions | Marks |
|---|---|---|
| English Language | 30 | 30 |
| Banking Knowledge | 40 | 40 |
| General Awareness/Economy | 30 | 30 |
| Computer Aptitude | 20 | 20 |
| Total | 120 | 120 |
- Exam Duration: 2 hours
- Type: Objective-type multiple-choice questions
- Language: English & Hindi
Note: There may or may not be negative marking, as per official SBI guidelines.
👩💼 Post Exam Process
Once the written exam is complete:
- Result Declaration – Expected within 2–4 weeks after the exam.
- Shortlisting – Based on cutoff marks and category-wise performance.
- Interview Round – Final merit will be prepared based on marks in both online test and interview.
- Local Language Test – For candidates not studied in local language, a test may be conducted.
📋 Important Instructions
- Reach the exam center at least 60 minutes before the reporting time.
- Carry a blue/black ballpoint pen (if allowed).
- Do not carry any electronic gadgets, calculators, or books.
- Follow COVID-19 guidelines if mentioned.
- Dress in light clothes (no full sleeves, big buttons, or jewelry).
✅ Final Checklist
| Item | Status |
|---|---|
| Admit Card downloaded | ☐ |
| Photo ID proof ready | ☐ |
| 2 passport-size photos | ☐ |
| Rechecked exam center details | ☐ |
| Reached exam center early | ☐ |
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The State Bank of India (SBI) is one of the largest and most trusted banking institutions in India. Among its various officer roles, the Circle Based Officer (CBO) position stands out as a prestigious and stable career opportunity in the public sector banking domain. The SBI CBO post combines the responsibilities of a Probationary Officer (PO) with the local familiarity and experience of regional banking, making it a key role in ensuring smooth operations across SBI branches.
🌟 What is an SBI Circle Based Officer?
An SBI Circle Based Officer is a mid-level managerial position designed to strengthen the bank’s operational efficiency and customer service at the regional level. Unlike Probationary Officers, CBOs are usually posted within a specific circle or region where they already have prior banking experience. This helps them understand the local market, culture, and customer needs more effectively.
CBOs are responsible for managing branch activities, supervising staff, maintaining customer relationships, ensuring compliance, and contributing to business growth. Their local expertise helps SBI maintain a strong connection with the community and ensure seamless banking services.
💼 Key Roles and Responsibilities
The duties of an SBI Circle Based Officer go far beyond basic branch operations. They include:
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Branch Management: Supervising branch activities, ensuring operational efficiency, and maintaining financial discipline.
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Customer Relationship: Building trust with clients, addressing grievances, and offering banking solutions.
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Credit and Loan Management: Evaluating loan applications, maintaining credit quality, and promoting retail and SME lending.
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Compliance and Risk Control: Ensuring adherence to banking regulations, internal audits, and RBI guidelines.
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Business Development: Promoting SBI products such as deposits, insurance, mutual funds, and digital banking services.
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Team Supervision: Training and guiding branch employees for better productivity and customer service.
Essentially, a CBO ensures that the branch runs smoothly, remains compliant, and achieves business goals while maintaining SBI’s reputation for reliability.
🎓 Skills and Qualities Required
To excel as an SBI CBO, one must possess a blend of technical, managerial, and interpersonal skills. Some of the key qualities include:
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Strong leadership and communication skills
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Understanding of banking laws, policies, and digital banking systems
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Decision-making ability under pressure
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Analytical thinking and financial awareness
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Local language proficiency and cultural understanding
🚀 Career Growth and Promotion
The SBI CBO role offers excellent career advancement opportunities. After gaining sufficient experience, a CBO can be promoted to higher managerial positions such as:
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Assistant General Manager (AGM)
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Deputy General Manager (DGM)
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General Manager (GM)
The promotion timeline depends on performance, experience, and internal assessments. Many CBOs eventually move into leadership roles across different banking divisions, including credit, operations, and administration.
💰 Salary and Benefits
The SBI CBO enjoys a competitive pay scale equivalent to the JMGS-I (Junior Management Grade Scale-I) level, along with various perks such as:
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Basic pay, dearness allowance, and house rent allowance
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Travel, newspaper, and medical allowances
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Pension and provident fund
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Leave encashment and insurance benefits
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Stability through circle-based posting (less frequent transfers)
Apart from monetary benefits, the role offers job security, respect, and a balanced lifestyle compared to other fast-moving corporate positions.
🌍 Significance of the Role
The SBI Circle Based Officer acts as the bridge between bank management and customers at the local level. They contribute to the financial inclusion mission of India by ensuring that banking services reach rural and semi-urban regions. With their understanding of local conditions, they help implement financial policies and improve customer satisfaction, which strengthens SBI’s position as the nation’s largest bank.
The SBI Circle Based Officer role is ideal for experienced bankers who wish to grow within the public sector while maintaining regional stability. It offers professional recognition, long-term security, and the opportunity to make a meaningful impact on society through financial empowerment.
Whether you are already in the banking field or planning to enter, the CBO position is a gateway to a rewarding and impactful banking career with India’s most trusted financial institution.
