The State Bank Of India has released the official notification for junior associates for 6589 vacanvies. This is a golden chance for those candidate who want to build his/her carrier in banking sector. In this article provides detailed overview of applocation process, eligibility criteria, salary and many more all details are given below.

Important Details

Eligibility Criteria

• Nationality : Only Indian citizen are eligible to apply.
• Education Qualification : Applicants must hold a Gradution degree in any discipline from a recognized university.
• Age Limit (age on 1 April 2025) :
  • Minimum : 20 Years
  • Maximum : 28 Years
    • Age Relaxation
      • SC/ST : 5 years
      • OBC : 3 years
      • PwD (General/EWS) : 10 years
      • PwD (OBC) : 13 years
      • PwD (SC/ST) : 15 years

Application Fee

Selection Process

1. Preliminary Exam (100 Marks)
2. Mains Exam (200 Marks)
3. Language Proficiency Test

Exam Pattern

• Preliminary Exam

• Mains Exam

For Salary and other Benfits please visit official notification given below.

How to Apply

1. Visit the official website link given above
2. Go to Carrier > Current openings
3. Find the link SBI Junior Associate Clerk Recruitment 2025
4. Click Apply Now
5. Register Your self or Login
6. Fill the application carefully
7. Uplode required documents (Image resizer)
8. Pay the application fee through online mode like UPI, Debit/Credit Card, Net Banking etc.
9. Submit the Application and take print out or save PDF.

🧾 About SBI Junior Associate (Clerk)

The SBI Junior Associate Clerk works as the first point of contact for customers in a branch. The role involves handling cash transactions, customer queries, documentation, and providing essential banking services.

This position offers an excellent opportunity for young aspirants to start their career in India’s largest government bank and gradually progress to higher managerial roles.

📜 Key Highlights of SBI Junior Associate (Clerk)

💼 Roles and Responsibilities of an SBI Clerk

The Junior Associate performs a wide range of tasks to ensure smooth banking operations and customer satisfaction. Below are the main duties:

🔹 1. Customer Service

• Handling customer queries related to accounts, deposits, withdrawals, and loans.

• Providing information about bank products and services.

• Assisting customers in filling out forms and processing requests.

🔹 2. Cash Handling

• Managing cash receipts and payments accurately.

• Processing cheque clearances, NEFT, RTGS, and other banking transactions.

• Ensuring proper cash balancing at the end of the day.

🔹 3. Documentation and Record Maintenance

• Verifying customer details and KYC documents.

• Maintaining daily transaction records and ensuring data accuracy.

• Assisting in branch audits and compliance checks.

🔹 4. Sales and Cross-Selling

• Promoting and selling bank products like insurance, loans, mutual funds, and credit cards.

• Meeting sales targets and improving customer engagement.

🔹 5. Back-Office Work

• Updating account information and digital records.

• Supporting senior officers in administrative tasks.

• Managing data entry and report generation.

🎓 Eligibility Criteria

The eligibility for SBI Clerk includes educational qualifications, age limit, and language proficiency.

📘 Educational Qualification

• Candidate must hold a Bachelor’s degree in any discipline from a recognized university.

• Final-year students can also apply provisionally, provided they produce a degree certificate at the time of document verification.

📅 Age Limit

• Minimum Age: 20 years

• Maximum Age: 28 years
  (Age relaxation applicable for SC/ST/OBC/PwD categories as per government rules.)

🗣️ Language Proficiency

Candidates must be proficient in reading, writing, and speaking the local language of the state or union territory where they are applying.

🧭 Selection Process

The selection process for SBI Clerk includes three stages:

1. Preliminary Examination (Online)

   • English Language

   • Numerical Ability

   • Reasoning Ability

2. Main Examination (Online)

   • General/Financial Awareness

   • General English

   • Quantitative Aptitude

   • Reasoning Ability & Computer Aptitude

3. Local Language Test
   Candidates must qualify in the local language test of the respective state.

⚡ Note: There is no interview for the SBI Clerk post. Final selection is based on the marks obtained in the Main Examination.

💰 SBI Junior Associate (Clerk) Salary and Benefits

Apart from the monetary benefits, employees also enjoy job security, promotion opportunities, and employee welfare programs.

🧑‍💼 Career Growth and Promotion

The SBI Clerk role offers long-term career growth within the banking hierarchy. With experience, dedication, and internal exams, clerks can be promoted to higher posts:

1. Senior Assistant

2. Special Assistant / Head Cashier

3. Junior Management Grade Scale-I (JMGS-I)

4. Branch Manager / Deputy Manager

SBI also conducts internal promotional exams that allow clerks to reach managerial levels without external recruitment.

🕐 Work Environment and Job Nature

SBI Clerks generally work in branch offices in customer-facing or back-office roles.
The job involves:

• Regular office hours

• Dealing with customers

• Team coordination

• Data entry and record verification

Depending on the branch, clerks may also need to handle digital banking services and cash management.

The working environment is professional, well-organized, and offers opportunities to learn about the financial system firsthand.

🧠 Why Choose the SBI Clerk Job?

• ✅ Stable Government Job with long-term security.

• ✅ Attractive Salary Package with yearly increments.

• ✅ Nationwide Transfer Opportunities across 20,000+ branches.

• ✅ Growth to Officer Cadre through internal exams.

• ✅ Exposure to Modern Banking operations and customer management.

🌟 Significance of the Junior Associate Role in SBI

The Junior Associate is the backbone of SBI’s customer service network. They ensure smooth daily operations, help customers manage their finances, and strengthen the bank’s trust and efficiency at the ground level. Their contribution is essential to maintaining SBI’s position as India’s most reliable banking institution.

The SBI Junior Associate (Clerk) post is an excellent entry point for graduates aspiring to build a career in India’s largest bank. It combines stability, growth, and prestige — offering a chance to serve millions of customers while learning the core operations of the banking system.

For anyone looking for a secure and rewarding government job in banking, the SBI Clerk post is a golden opportunity.