Human Capital Management • Central Bank of India • Notified 07 April 2026
Central Bank of India Specialist Officer — Risk Management Recruitment 2026 26 Posts • Scale II / III / IV • 5 Risk Management Streams • Apply Online 09–30 April 2026
📌 26 Total Posts
🏦 Public Sector Bank — CBI
📊 Scale II / III / IV
📅 Apply: 09–30 April 2026
✍ Written Exam: May 2026
👤 Interview: June 2026
🏢 Posted at: Mumbai
📌 CIC Score: Min 650 Required
💸 Bond: ₹3 Lakh (3 Yrs)
📌
26
Total Posts
📊
5 Streams
Risk Management
📅
30 Apr
Last Date
🏭
May 2026
Written Exam
👤
Jun 2026
Interview
🏦
Scale II–IV
Post Grade
01
Recruitment Overview
Verified from official notification — centralbank.bank.in — Notified 07 April 2026
| Particulars | Details |
|---|---|
| Conducting Organisation | Central Bank of India (CBI) — Human Capital Management (Recruitment & Promotion) Central Office |
| Post Name | Specialist Officers in Risk Management Streams |
| Grades | Scale II (Manager), Scale III (Senior Manager), Scale IV (Chief Manager) |
| Total Vacancies | 26 Posts across 5 streams |
| Application Mode | Online only at ibpsreg.ibps.in/cbirmsmar26 |
| Application Opens | 09 April 2026 |
| Application Closes | 30 April 2026 |
| Eligibility Cutoff Date | 28 February 2026 (for age, qualification, and experience) |
| Written Exam (Tentative) | May 2026 — Online CBT, 100 marks, 90 minutes |
| Interview (Tentative) | June 2026 — 100 marks |
| Final Merit Weightage | Written Exam: 70% | Interview: 30% |
| Place of Posting | Initially Mumbai; liable for transfer anywhere in India as per Bank's transfer policy |
| Probation Period | 2 years from date of joining |
| Indemnity Bond | ₹3,00,000 bond — not to leave service within 3 years of selection |
| CIC Score Requirement | Minimum CIC score of 650 — no credit default in CIC report |
| Application Fee | SC/ST/PwBD/Women: ₹175 | Others: ₹850 |
| Official Website | centralbank.bank.in (Bank website) | ibpsreg.ibps.in/cbirmsmar26 (Apply) |
02
Important Dates
All dates from official notification — eligibility cutoff: 28 February 2026
📣Official Notification Released — CBI Risk Management SO 202607 April 2026
🟢Online Application Opens at ibpsreg.ibps.in/cbirmsmar2609 April 2026
📅Last Date to Apply Online & Pay Fee
Application fee payable 09–30 April 2026 (both dates inclusive) — online only30 April 2026
Application fee payable 09–30 April 2026 (both dates inclusive) — online only30 April 2026
✍Online Written Examination (Tentative)
100 marks • 90 minutes • Online CBT • Pan-India exam centresMay 2026
100 marks • 90 minutes • Online CBT • Pan-India exam centresMay 2026
👤Personal Interview (Tentative)June 2026
📋Call Letter / Admit Card DownloadBefore respective exam/interview date
📊Final Result & Appointment OrdersAfter June 2026 (as per Bank's schedule)
⚠ Apply between 09–30 April 2026 only. Eligibility cutoff for age/qualification/experience is 28 February 2026. No application withdrawal or fee refund once submitted.
03
Vacancy Details — Stream & Scale-wise
26 total posts across 5 Risk Management streams — Scale II, III & IV
6
Analytics &
Model Risk
Model Risk
Scale III/IV
5
Asset Liability
Management
Management
Scale II/III
8
Digital Risk
Management
Management
Scale II/III
5
Enterprise
Risk Mgmt
Risk Mgmt
Scale III
2
Market
Risk
Risk
Scale II/III
| # | Stream | Scale | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|---|---|
| 1 | Analytics & Model Risk | IV III | 1 | 0 | 1 | 0 | 4 | 6 |
| 2 | Asset Liability Management | III II | 1 | 0 | 2 | 0 | 2 | 5 |
| 3 | Digital Risk Management | III II | 0 | 1 | 3 | 1 | 3 | 8 |
| 4 | Enterprise Risk Management | III | 1 | 0 | 1 | 1 | 2 | 5 |
| 5 | Market Risk | III II | 0 | 0 | 0 | 0 | 2 | 2 |
| Total | 3 | 1 | 7 | 2 | 13 | 26 | ||
⚠ PwBD (Divyangjan) Reservation
1 post in Digital Risk Management is reserved for PwBD candidates. Categories: HI (Hearing Impairment), OC (Orthopedically Challenged), VI (Visual Impairment), ID (Intellectual Disability) as applicable. Vacancy numbers are provisional and may vary as per Bank's administrative requirements.
04
Educational Qualification & Experience — Stream-wise
Eligibility cutoff date: 28 February 2026 — experience less than 6 months in any organisation not counted
📊 Stream 1: Analytics & Model Risk (Scale IV / Scale III)
Scale IV: 2 posts Scale III: 4 posts
Education: Bachelor's degree in Mathematics / Statistics OR BE/B.Tech in Data Science / IT / Computer Science / Software Engineering
Preferred: MBA / PGDM / PGDBM / PGDBA in Finance OR PG in Statistics / Mathematics / Economics / Econometrics
Preferred Certifications: FRM (GARP), RAI (GARP), PRM (PRIMA), CFA, CQF, ML / AI / NLP / Web Crawling / Neural Networks
Scale IV Experience: Min 5 years post-qualification in quantitative/risk analytics/Model Validation at Commercial Banks / NBFC / Investment Banks. Desirable: Python, R, SAS, SPSS
Scale III Experience: Min 3 years post-qualification in same domain
Preferred: MBA / PGDM / PGDBM / PGDBA in Finance OR PG in Statistics / Mathematics / Economics / Econometrics
Preferred Certifications: FRM (GARP), RAI (GARP), PRM (PRIMA), CFA, CQF, ML / AI / NLP / Web Crawling / Neural Networks
Scale IV Experience: Min 5 years post-qualification in quantitative/risk analytics/Model Validation at Commercial Banks / NBFC / Investment Banks. Desirable: Python, R, SAS, SPSS
Scale III Experience: Min 3 years post-qualification in same domain
📊 Stream 2: Asset Liability Management — ALM (Scale III / Scale II)
Scale III: 3 posts Scale II: 2 posts
Education: BE/B.Tech in IT / Computer Science / Software Engineering OR Post Graduate Diploma in Management / MBA OR Chartered Accountant (CA)
Desirable Certifications: FRM (GARP) / PRIMA / Risk Management from IIBF / NIBM / CISI
Scale III Experience: Total 4 years post-qualification, of which at least 3 years in Risk Management in Banks/NBFCs (excluding cooperative banks and RRBs)
Scale II Experience: Total 3 years post-qualification, of which at least 2 years in Risk Management in Banks/NBFCs
Desirable Certifications: FRM (GARP) / PRIMA / Risk Management from IIBF / NIBM / CISI
Scale III Experience: Total 4 years post-qualification, of which at least 3 years in Risk Management in Banks/NBFCs (excluding cooperative banks and RRBs)
Scale II Experience: Total 3 years post-qualification, of which at least 2 years in Risk Management in Banks/NBFCs
📊 Stream 3: Digital Risk Management (Scale III / Scale II)
Scale III: 6 posts Scale II: 2 posts
Education: Bachelor's degree in Computer Science / Information Technology / Cybersecurity
Preferred: Master's degree (MBA, MSc in IT Security or Risk Management)
Preferred Certifications: CISA, CISM, CRISC, CISSP
Scale III Experience: Total 4 years post-qualification, of which at least 3 years in Risk Management in Banks/NBFCs (excluding cooperative banks and RRBs)
Scale II Experience: Total 3 years post-qualification, of which at least 2 years in Risk Management in Banks/NBFCs
Preferred: Master's degree (MBA, MSc in IT Security or Risk Management)
Preferred Certifications: CISA, CISM, CRISC, CISSP
Scale III Experience: Total 4 years post-qualification, of which at least 3 years in Risk Management in Banks/NBFCs (excluding cooperative banks and RRBs)
Scale II Experience: Total 3 years post-qualification, of which at least 2 years in Risk Management in Banks/NBFCs
📊 Stream 4: Enterprise Risk Management (Scale III)
Scale III: 5 posts
Education: BE/B.Tech in IT / Computer Science / Software Engineering OR Post Graduate Diploma in Management / MBA OR Chartered Accountant (CA)
Desirable Certifications: FRM (GARP) / PRIMA / Risk Management from IIBF / NIBM / CISI
Scale III Experience: Total 5 years post-qualification, of which at least 3 years in Risk Management in Banks/NBFCs (excluding cooperative banks and RRBs)
Desirable Certifications: FRM (GARP) / PRIMA / Risk Management from IIBF / NIBM / CISI
Scale III Experience: Total 5 years post-qualification, of which at least 3 years in Risk Management in Banks/NBFCs (excluding cooperative banks and RRBs)
📊 Stream 5: Market Risk (Scale III / Scale II)
Scale III: 1 post Scale II: 1 post
Education: BE/B.Tech in IT / Computer Science / Software Engineering OR Post Graduate Diploma in Management / MBA OR Chartered Accountant (CA)
Desirable Certifications: FRM (GARP) / PRIMA / Risk Management from IIBF / NIBM / CISI
Scale III Experience: Total 4 years post-qualification, of which at least 3 years in Risk Management in Banks/NBFCs
Scale II Experience: Total 3 years post-qualification, of which at least 2 years in Risk Management in Banks/NBFCs. Desirable: SAS application experience for VaR/stress testing
Desirable Certifications: FRM (GARP) / PRIMA / Risk Management from IIBF / NIBM / CISI
Scale III Experience: Total 4 years post-qualification, of which at least 3 years in Risk Management in Banks/NBFCs
Scale II Experience: Total 3 years post-qualification, of which at least 2 years in Risk Management in Banks/NBFCs. Desirable: SAS application experience for VaR/stress testing
All qualifications from UGC/Govt-recognised universities
Eligibility cutoff: 28 Feb 2026
Experience < 6 months in any org not counted
CGPA must be converted to % for application
05
Age Limit
Age as on 28 February 2026 — scale-wise maximum age — relaxations as per GoI guidelines
| Scale | Post | Minimum Age | Maximum Age |
|---|---|---|---|
| Scale IV | Chief Manager | 20 Years | 45 Years |
| Scale III | Senior Manager | 20 Years | 35 Years |
| Scale II | Manager | 20 Years | 35 Years |
| Scale I | Officer (not applicable for this recruitment) | 20 Years | 30 Years |
| Category | Age Relaxation |
|---|---|
| SC / ST | +5 years |
| OBC (Non-Creamy Layer) | +3 years |
| PwBD (Divyangjan) | +10 years (General); +15 years (SC/ST); +13 years (OBC) — max age 56 years |
| Children/Family of 1984 Riot victims | +5 years |
| Ex-Servicemen (min 5 years military service) | +5 years (no reservation in officer cadre) |
| Maximum age for General/EWS = as per Scale above. Relaxation is cumulative with only one other applicable category. OBC Creamy Layer treated as General. | |
06
Application Fee
Online payment only — 09 April to 30 April 2026 — non-refundable
All Other Candidates (General / OBC / EWS)
₹850
Application Fee + Intimation Charges (incl. GST)
Non-refundable — pay via Debit/Credit/Net Banking/UPI
SC / ST / PwBD / Women Candidates
₹175
Intimation Charges only (incl. GST)
Concessional fee — non-refundable
📌 Payment Note
- Payment via Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Net Banking, IMPS, UPI, Mobile Wallets
- Bank transaction charges to be borne by the candidate
- Fee is non-refundable and non-transferable under any circumstances
- After successful payment, download and save the e-receipt
07
Pay Scale & Remuneration
7th Bipartite Settlement — Public Sector Bank officer scale pay + DA, HRA, CCA & perquisites
Scale IV — Chief Manager
₹1,02,300 – ₹1,20,940
Basic: 102300-2980/4-114220-3360/2-120940
Scale III — Senior Manager
₹85,920 – ₹1,05,280
Basic: 85920-2680/5-99320-2980/2-105280
Scale II — Manager
₹64,820 – ₹93,960
Basic: 64820-2340/1-67160-2680/10-93960
✅ Additional Benefits
- DA, HRA, CCA: As per IBA/Bank guidelines — location-based house rent, city compensatory allowance
- Medical Insurance: Group medical coverage for employee and family
- Pension: NPS (New Pension Scheme) under Government of India rules
- Perquisites: Leased housing / HRA, conveyance, telephone, loan at concessional rates, LFC
- Note: Perquisites/allowances as per Bank's policy at the time of joining. Gross salary including allowances for Scale III Senior Manager will typically range from ₹1.5L–₹1.8L+ per month depending on posting city.
08
Selection Process
Written Exam (70%) + Interview (30%) — Online Exam May 2026 + Interview June 2026
1
Stage 1 — Online Written Examination (May 2026)
100 Questions • 100 Marks • 90 Minutes composite time • Online CBT
Three sections: (a) Stream/Category Specific Questions — 70 marks, (b) Reasoning — 15 marks, (c) Banking, Present Economic Scenario & General Awareness — 15 marks.
No negative marking for wrong answers. Qualifying marks: 50% for General/EWS, 45% for SC/ST/OBC/PwBD. Conducted at 200+ pan-India exam centres. Candidates shortlisted for interview based on written exam performance. Final Call: Bank may reduce cut-off if insufficient candidates qualify.
2
Stage 2 — Personal Interview (June 2026)
Candidates successful in the written examination are called for Personal Interview worth 100 marks. Qualifying marks: 50% for General/EWS, 45% for SC/ST/OBC/PwBD. The interview assesses domain expertise, banking awareness, communication skills, and suitability for the specialist role. Interview centre is at Bank's sole discretion — typically Mumbai (Central Office).
3
Final Merit & Selection
Final merit list is prepared based on Written Exam (70%) + Interview (30%). In case of equal marks by two or more candidates, the senior in age is placed higher. Selected candidates undergo document verification, medical examination (by Bank's CMO/Civil Surgeon), biometric verification, and CIC credit score check (minimum 650). Appointment is provisional until all verifications are completed satisfactorily.
📌 Exam Centres (Pan-India)
The online examination will be held across 200+ cities including: Delhi/NCR, Mumbai, Pune, Chennai, Bengaluru, Hyderabad, Kolkata, Ahmedabad, Jaipur, Lucknow, Bhopal, Patna, Ranchi, Bhubaneswar, Guwahati, Chandigarh, Thiruvananthapuram, Dehradun, Srinagar, and many more. Candidates select their preferred exam centre at the time of application. The Bank may add or cancel centres based on response.
09
Special Conditions & Requirements
Unique requirements for this specialist banking role — read carefully before applying
| Condition | Details |
|---|---|
| CIC Credit Score | Minimum 650 required. No credit default or financial indiscipline should be visible in the CIC (CIBIL/Equifax/Experian/CRIF) report as on document verification date. Consent for credit information retrieval is mandatory. Failure to meet this may result in disqualification even after selection. |
| Indemnity Bond | Selected candidate must execute an indemnity bond of ₹3,00,000. If the candidate leaves service within 3 years of selection/joining, the bond amount is payable to the Bank. |
| Probation Period | 2 years from date of joining. The competent authority may reduce or dispense probation for Scale II and above candidates. Confirmation in service is communicated in writing as per Central Bank of India (Officers) Service Regulations. |
| Place of Posting | Initially Mumbai (Central Office). Thereafter, liable to be transferred anywhere in India as per the Bank's transfer policy in force from time to time. |
| Existing Govt/PSU Employees | Must produce a valid No Objection Certificate (NOC) from their current employer at the time of interview. Without NOC, candidature may not be considered. |
| Medical Fitness | Appointment subject to declaration of medical fitness by Chief Medical Officer / Civil Surgeon of the Bank. Appointment is provisional until medically cleared. |
| Background Verification | Educational qualifications, experience, caste certificates, biometric/Iris verification, and criminal case disclosures are verified. Suppression of information leads to disqualification or termination even post-joining. |
| Handwritten Declaration | Candidates must upload a handwritten declaration in English: "I, _______ (Name), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required." |
| Scribe Policy | PwBD candidates eligible for scribe facility must indicate it in the application. Scribe's qualification must be one step below the candidate's qualification. Compensatory time: 20 minutes per hour of examination. |
10
How to Apply Online
Apply only at ibpsreg.ibps.in/cbirmsmar26 — 09 April to 30 April 2026
1
Visit the Official IBPS Application Portal
Go to ibpsreg.ibps.in/cbirmsmar26 — the dedicated Central Bank of India Risk Management SO portal. Alternatively, visit centralbank.bank.in → Career section → "Click Here to Apply Online".
2
Prepare Scanned Documents Before Applying
Before starting, keep ready: Passport-size photo (200×230 px, 20–50 KB), Signature (140×60 px, 10–20 KB, black ink), Left thumb impression (240×240 px, 200 DPI, 20–50 KB), Handwritten declaration (800×400 px, 50–100 KB, English only, black ink). Also prepare your live webcam/mobile photo. Also keep payment card/netbanking ready.
3
Register & Get Provisional Registration Number
Enter basic information in the online application form. A Provisional Registration Number and Password will be generated and displayed on screen — also sent via email and SMS. Note it carefully.
4
Fill the Complete Application Form
Login with registration credentials. Fill all mandatory fields: personal details (name as per certificates), date of birth, category, contact details, post and stream you are applying for, educational qualification details (marks as percentage — CGPA must be converted), and complete work experience details. Select preferred exam centre. Indicate scribe requirement if applicable.
5
Upload Documents & Live Photo
Upload: Photograph, Signature, Left Thumb Impression, Handwritten Declaration at specified locations. Additionally, capture your live photograph via webcam or mobile (QR scan). Documents in wrong format/size will show an error. Preview after upload to verify clarity.
6
Pay Application Fee Online
Pay ₹850 (General/OBC/EWS) or ₹175 (SC/ST/PwBD/Women) via Debit/Credit Card, Net Banking, IMPS, or UPI. After payment, an e-receipt is generated — download and print it. If transaction fails, login again with Provisional Registration Number and retry payment.
7
Click "Complete Registration" & Take Printout
Once all details are filled and payment is done, click "Complete Registration". No changes are possible after this. Take a printout of the system-generated online application form. Do NOT send this printout to the Bank — keep it for your reference and carry to interview.
⚠ Signature and Handwritten Declaration must NOT be in CAPITAL LETTERS. Photo must be same as uploaded throughout the recruitment. Ensure name spellings exactly match your educational certificates.
11
Frequently Asked Questions
Complete guide to Central Bank of India SO Risk Management Recruitment 2026
What is the last date to apply for Central Bank of India SO Risk Management 2026?+
The last date to apply online and pay the application fee is 30 April 2026. Applications open from 09 April 2026 at ibpsreg.ibps.in/cbirmsmar26. The fee payment window is also 09–30 April 2026 (both dates inclusive). No offline applications are accepted.
What are the posts and vacancies in CBI SO Risk Management 2026?+
Total 26 posts across 5 streams: Analytics & Model Risk (Scale III/IV) — 6 posts; Asset Liability Management (Scale II/III) — 5 posts; Digital Risk Management (Scale II/III) — 8 posts; Enterprise Risk Management (Scale III) — 5 posts; Market Risk (Scale II/III) — 2 posts. Category-wise: SC-3, ST-1, OBC-7, EWS-2, UR-13.
What is the written exam pattern for CBI SO Risk Management 2026?+
Online CBT, 100 questions, 100 marks, 90 minutes. Three sections: Stream/Category Specific Questions (70 marks), Reasoning (15 marks), Banking/Economy/GK (15 marks). No negative marking. Qualifying marks: 50% for General/EWS, 45% for SC/ST/OBC/PwBD. Written exam carries 70% of final merit.
What is the CIC score requirement and what happens if I don't meet it?+
You must have a minimum CIC (Credit Information Company) score of 650 — as per CIBIL, Equifax, Experian, or CRIF. There should be no credit default or financial indiscipline in your report. This is verified at document verification stage. Failure to meet the score or having adverse credit history may result in disqualification or rejection of appointment without further notice. Ensure your CIC score before applying.
What does the ₹3 lakh indemnity bond mean?+
Selected candidates must execute an indemnity bond of ₹3,00,000. This means: if you leave the Bank's service within 3 years of selection/joining, you must pay ₹3 lakh to the Bank as compensation. This is to ensure that trained specialist officers remain with the Bank for a minimum period after their investment in the selection process.
What experience is needed for Analytics & Model Risk Scale IV?+
Minimum 5 years post-education qualification experience in quantitative/risk analytics/Model Validation at Commercial Banks, NBFCs, or Investment Banks. Experience must be directly relevant. Desirable: proficiency in SAS, SPSS, R, or Python. Eligibility is assessed as on 28 February 2026. Any experience of less than 6 months in a single organisation is not counted.
Can a CA (Chartered Accountant) apply for CBI SO Risk Management 2026?+
Yes. Chartered Accountants are eligible for Asset Liability Management (ALM), Enterprise Risk Management, and Market Risk streams. For Analytics & Model Risk, the education requirement is specifically Mathematics/Statistics/Engineering in Data Science/IT/CS — CA may not qualify for that stream. For Digital Risk Management, the requirement is Bachelor's in Computer Science/IT/Cybersecurity. Verify your qualification against the specific stream you wish to apply for.
What is the final selection merit formula?+
Final merit = Written Exam 70% + Interview 30%. Written exam is out of 100 marks and interview is out of 100 marks. The weighted score determines the merit list. In case of a tie, the senior candidate (older date of birth) is ranked higher. Merely qualifying the written exam does not guarantee interview shortlisting — only the requisite number of candidates are called for interview.
Where will I be posted after selection?+
Selected candidates will initially be posted at Mumbai (Central Office). They are thereafter liable to be transferred anywhere in India as per Central Bank of India's transfer policy in force from time to time. These are specialist roles in the Risk Management Department, so postings will be primarily at the risk management function level.
Do I need an NOC from my current employer?+
Yes, if you are currently employed in a Government/Quasi-Government/Public Sector Undertaking (including nationalised banks and financial institutions). You must produce a valid No Objection Certificate (NOC) from your current employer at the time of interview. Without NOC, your candidature may not be considered. Private sector employees do not require NOC but must carry experience certificates.
12
Official Links & Resources
Apply only at the official IBPS registration portal — verify all from centralbank.bank.in
📄 Official Notification & Apply
📄 Official Notification PDF — CBI Specialist Officer Risk Management Recruitment 2026
🔗 Apply Online — ibpsreg.ibps.in/cbirmsmar26 (IBPS Registration Portal for CBI SO)
🏦 Central Bank of India Official Website — centralbank.bank.in — Career Section
⚠ Important Notes
- Admit cards for online test will be available for download on the Bank's website — not sent by post
- All notices, addendums, and corrigenda will be published on centralbank.bank.in under Career section only
- Do not apply through any third-party website or agent — the only valid portal is ibpsreg.ibps.in/cbirmsmar26
- Multiple applications: only the latest valid completed application is retained; fee paid for other applications is forfeited
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Chandan Kumar is the founder of Jobtheta.com, a platform focused on providing the latest government job updates, results, admit cards, and career guidance for aspirants across India.
With a strong interest in recruitment trends and exam processes, he regularly publishes well-structured articles covering railway, SSC, banking, and apprenticeship opportunities. His content focuses on delivering accurate information along with practical guidance such as document verification tips, selection process breakdowns, and application support.
Through Jobtheta, his goal is to simplify complex job notifications and help candidates make better decisions during their preparation and application journey.
With a strong interest in recruitment trends and exam processes, he regularly publishes well-structured articles covering railway, SSC, banking, and apprenticeship opportunities. His content focuses on delivering accurate information along with practical guidance such as document verification tips, selection process breakdowns, and application support.
Through Jobtheta, his goal is to simplify complex job notifications and help candidates make better decisions during their preparation and application journey.
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