Union Bank of India (UBI), a Government of India Undertaking and one of India’s premier public sector banks, has officially released its Apprentice Engagement Notification 2026 dated 28 April 2026 under the Apprentices Act, 1961. A total of 1,865 training slots are available for Graduate Apprentices across all states and Union Territories of India. This is a structured 1-year On-Job Training (OJT) program offering hands-on banking experience at Union Bank branches. Applications are accepted online through the BFSI SSC portal (beep.bfsissc.com) from 29 April to 19 May 2026. Monthly stipend ranges from ₹15,000 (Rural) to ₹20,000 (Metro). Candidates must first register on NAPS and NATS portals before applying. No prior work experience required — freshers welcome.
Quick Facts
| Field | Details |
|---|---|
| Total Training Slots | 1,865 |
| Organisation | Union Bank of India (PSU) |
| Application Window | 29 April – 19 May 2026 |
| Portal | beep.bfsissc.com |
| Age Limit | 20–28 years |
| Stipend | ₹15,000 – ₹20,000/month |
| Fee | ₹944 / ₹708 / ₹236 |
| Qualification | Any Graduate (passed after 01.04.2022) |
1. Recruitment Overview
| Particulars | Details |
|---|---|
| Organisation | Union Bank of India (UBI) — Government of India Undertaking | HR Vertical, Manpower Planning & Recruitment Division, Central Office, Mumbai |
| Post Name | Apprentice (Graduate) — On-Job Training under the Apprentices Act, 1961 |
| Total Vacancies | 1,865 tentative slots across 33 states & UTs, including 98 horizontal reservations for PwBD candidates |
| Application Starts | 29 April 2026 |
| Application Closes | 19 May 2026 |
| Application Portal | beep.bfsissc.com/candidate_register/mkt (BFSI SSC Portal) — no offline mode accepted |
| Application Fee | General/OBC Male: ₹944 | General/OBC Female: ₹708 | SC/ST/PwBD/Transgender: ₹236 (intimation charges only) — includes 18% GST |
| Age Limit | Minimum 20 years, maximum 28 years — as on 01 April 2026, with standard Govt. of India relaxations |
| Educational Qualification | Graduate in any discipline from a recognised institution — result declared on or before 01.04.2026, graduation passed on or after 01.04.2022 |
| Work Experience | None required — freshers eligible. Candidates with 1 year or more of job experience after graduation are not eligible |
| Monthly Stipend | Rural/Semi-Urban: ₹15,000 | Urban: ₹18,000 | Metro: ₹20,000 — no other allowances (no PF, ESI, Bonus, Transport, or Hostel) |
| Training Duration | 1 Year (12 months) On-Job Training — covers banking practices, products, processes, and customer service |
| Selection Process | Online Test (100 Qs/100 Marks/60 Min) → Local Language Proficiency Test → Document Verification → Medical Fitness Certificate |
| Negative Marking | None in the online examination |
| Exam Mode | Candidate’s own camera-enabled device (Desktop/Laptop/Tablet/Smartphone) |
| Pre-Registration Required | NAPS portal (apprenticeshipindia.gov.in) and NATS portal (nats.education.gov.in) — both mandatory before applying on BFSI SSC portal |
| Official Website | unionbankofindia.bank.in | Apply: beep.bfsissc.com |
| Help Email | apprentice@unionbankofindia.bank.in | info@bfsissc.com |
2. Important Dates
| Event | Date |
|---|---|
| Official Notification Released | 28 April 2026 |
| Online Application Registration Opens — register on NAPS and NATS first, then apply with NAPS Code and NATS Enrolment Number ready | 29 April 2026 |
| Last Date to Submit Application & Pay Examination Fee | 19 May 2026 |
| Exam Intimation sent via BFSI SSC to registered email — Admit Card/Hall Ticket details | May/June 2026 (tentative) |
| Online Examination (Objective Type, 100 Marks, 60 Min) — on candidate’s own camera-enabled device | May/June 2026 (tentative) |
| Local Language Proficiency Test — for candidates without local language certificate from 10th/12th | After Online Test |
| Document Verification + Medical Fitness Certificate — for finally selected candidates only | After Selection |
Note: All communications from BFSI SSC/Union Bank — exam intimation, call letters, result — are sent exclusively via registered email. Ensure your email ID is active, correctly spelled, and the inbox is checked regularly. Eligibility cut-off date for age, qualification, and all other criteria is 01 April 2026.
3. Monthly Stipend by Branch Location
| Location | Stipend |
|---|---|
| Rural/Semi-Urban Branch | ₹15,000/month |
| Urban Branch/Office | ₹18,000/month |
| Metro Branch/Office (Delhi, Mumbai, Bengaluru, etc.) | ₹20,000/month |
| Benefit/Condition | Details |
|---|---|
| Stipend Payment Schedule | Paid at the end of each month — deductions apply for unauthorized absences on a pro-rata basis |
| Additional Allowances | None — no PF, ESI, Bonus, Transport Allowance, or Hostel Facility |
| Leave Entitlement | 1 Casual Leave per month (maximum 4 at a time) — no other leave permitted during the 1-year contract |
| Holidays | All holidays as observed by Union Bank at the respective branch/office |
| Overtime | None — apprentices are not entitled to any overtime pay |
| Working Hours | As applicable to clerical staff at the posting location |
| Branch Categorisation | Rural/Semi-Urban/Urban/Metro classification as per Union Bank’s predefined internal criteria |
| Employment Guarantee | None — training contract only, does not create any right to regular employment |
| Union Body Membership | Apprentices are strictly prohibited from joining or forming any Union Body during training |
| Post-Training Certificate | Apprentices must clear an assessment test to receive their completion certificate |
4. State-wise & Category-wise Vacancies
Top states by vacancy: Uttar Pradesh (335), Andhra Pradesh (303), Maharashtra (196), Telangana (164), Karnataka (131), Madhya Pradesh (116), Tamil Nadu (95), Bihar (60), Gujarat (58), Odisha (58), West Bengal (56), NCT of Delhi (48), Kerala (39), Jharkhand (34), Rajasthan (32), Haryana (30), Assam (29), Chhattisgarh (25), Punjab (21), Uttarakhand (10), Chandigarh (6), Goa (5), Sikkim (2), and remaining J&K/Ladakh/HP/NE States/UTs (~12).
| Category | Total |
|---|---|
| UR | 823 |
| SC | 289 |
| ST | 131 |
| OBC | 447 |
| EWS | 175 |
| Grand Total | 1,865 |
| PwBD (horizontal reservation) | 98 |
Note: Vacancies are provisional and may change per the Bank’s actual requirement. PwBD (98 posts) is a horizontal reservation within the overall state vacancies — HI (28), OC (35), VI (23), ID (12). Refer to the official notification PDF for the complete district-wise breakup.
5. Eligibility Criteria
| Criteria | Details |
|---|---|
| Educational Qualification | Graduate Degree in any discipline from a recognised institution. Result declared on or before 01.04.2026. Graduation must not be older than 4 years — passing date on or after 01.04.2022 |
| Minimum Age | 20 years as on 01 April 2026 |
| Maximum Age | 28 years as on 01 April 2026 (General/UR) |
| Work Experience | Candidates with 1 year or more of post-qualification job experience are not eligible. Candidates who have already undergone apprenticeship training are also not eligible |
| Local Language | Must be proficient in at least one local language of the state applied for. Candidates with a 10th/12th certificate showing the local language as a subject are exempted from the Language Proficiency Test |
| Marks Calculation | Total marks obtained ÷ aggregate maximum marks across all semesters/years. Fractions are ignored (e.g., 59.99% is treated as 59%, not rounded up) |
| Nationality | Indian Nationals only |
Age Relaxation
| Category | Age Relaxation | Maximum Age |
|---|---|---|
| SC/ST | +5 years | 33 years |
| OBC — Non-Creamy Layer | +3 years | 31 years |
| PwBD — General/EWS | +10 years | 38 years |
| PwBD — OBC | +13 years | 41 years |
| PwBD — SC/ST | +15 years | 43 years |
| Widows/Divorced/Legally Separated Women — General/EWS | Up to 35 years | 35 years |
| Widows/Divorced/Legally Separated Women — OBC | Up to 38 years | 38 years |
| Widows/Divorced/Legally Separated Women — SC/ST | Up to 40 years | 40 years |
Note: Change of category is not permitted after submission of the online application. OBC candidates in Creamy Layer are not eligible for OBC relaxation — they must apply under General/UR.
Local language requirement (examples): Andhra Pradesh — Telugu; Karnataka — Kannada; Assam — Assamese/Bengali/Bodo; Kerala — Malayalam; Bihar, MP, Chhattisgarh, Haryana, HP, UP, J&K, Uttarakhand, Jharkhand — Hindi (or Hindi/Urdu for J&K); Maharashtra — Marathi; Odisha — Odia; Gujarat — Gujarati; Punjab — Punjabi; Goa — Konkani; Rajasthan — Hindi; Tamil Nadu/Puducherry — Tamil; Telangana — Telugu; West Bengal — Bengali; Meghalaya — English/Garo/Khasi; Sikkim — Nepali/English; A&N Islands — Hindi/English. Candidates with a 10th/12th certificate showing the local language as a study subject are automatically exempted from the Language Proficiency Test.
Critical eligibility points:
- Graduation must be passed between 01.04.2022 and 01.04.2026 — degrees older than 4 years are not eligible regardless of marks or discipline
- Candidates with 1 year or more of work experience after graduation are not eligible — this is a freshers’ program
- Candidates who have previously undergone apprenticeship training at any establishment are also not eligible
- OBC Creamy Layer candidates are not entitled to OBC reservation — they must apply as General (UR) and will be treated as General for age limit and category benefits
- Local language proficiency is mandatory — applying for a state whose language you do not know will result in failing the Language Proficiency Test
- Category change is not permitted after final submission of the application
- Candidates can select up to 5 preferred districts (home district as first preference) — final posting is at the Bank’s discretion
6. Application Fee
| Category | Gender | Fee (Incl. 18% GST) | Breakup |
|---|---|---|---|
| General/OBC-NCL | Male | ₹944 | Exam Fee ₹600 + Intimation ₹200 + GST |
| General/OBC-NCL | Female | ₹708 | Exam Fee ₹400 + Intimation ₹200 + GST |
| SC/ST | Male & Female | ₹236 | Intimation Charges ₹200 + GST (Exam Fee Nil) |
| PwBD (all categories) | Male & Female | ₹236 | Intimation Charges ₹200 + GST (Exam Fee Nil) |
| Transgender | — | ₹236 | Intimation Charges ₹200 + GST (Exam Fee Nil) |
Note: Fee is non-refundable under any circumstances, including withdrawal or disqualification. Payment via Debit Card, Credit Card, Net Banking, or UPI through the BFSI SSC portal only. In case of a failed transaction, log back in and re-initiate payment; any transaction charges are borne by the candidate.
7. Online Exam Pattern & Syllabus
| Section | Questions/Marks |
|---|---|
| General/Financial Awareness | 20 |
| General English | 20 |
| Quantitative & Reasoning Aptitude | 20 |
| Computer/Subject Knowledge | 20 |
| UBI Products & Services | 20 |
| Exam Feature | Details |
|---|---|
| Total Questions | 100 (Objective Type — MCQ) |
| Total Marks | 100 |
| Duration | 60 minutes |
| Negative Marking | None |
| Exam Mode | Online — on the candidate’s own device (Desktop/Laptop/Tablet/Smartphone), camera must be enabled and functional |
| Exam Language | English and Hindi (bilingual) |
| Exam Date | Tentatively May/June 2026 — intimation via BFSI SSC registered email |
UBI Products & Services — what to study: This is a unique section specific to Union Bank of India, covering features, benefits, and eligibility details of key products including Saving Account, Current Account, Salary Account, Term Deposits, and Union Ease. Candidates should visit the official Union Bank website to read about these products before the exam, as this section is often a key differentiator since most candidates study the other sections equally.
Quick topic guide — other sections:
- General/Financial Awareness: banking current affairs, RBI policies, government schemes, financial literacy — focus on the last 6 months of banking news
- General English: reading comprehension, fill-in-the-blanks, error spotting, sentence rearrangement, cloze test
- Quantitative & Reasoning Aptitude: number series, simplification, data interpretation, puzzles, coding-decoding, seating arrangement, blood relations
- Computer/Subject Knowledge: MS Office basics, internet, hardware/software fundamentals, networking basics, keyboard shortcuts
8. Selection Process — Step by Step
| Stage | Description |
|---|---|
| 1. Online Written Examination | All fee-paid eligible candidates are called for the objective-type online test (100 questions, 100 marks, 60 minutes), conducted on the candidate’s own camera-enabled device, with no negative marking. Shortlisting for the next stage is based on performance in this test |
| 2. Local Language Proficiency Test | Candidates who cannot produce proof of having studied the local language of the applied state must appear for this test, assessing basic reading, writing, and communication ability. Candidates with a qualifying 10th/12th certificate are automatically exempted |
| 3. Document Verification | Shortlisted candidates undergo thorough verification of all original documents — Date of Birth proof, Graduation Marksheet and Degree/Provisional Certificate (passing date between 01.04.2022 and 01.04.2026), Category Certificate, NAPS registration proof, NATS enrolment proof, Aadhaar, PAN, APAAR ID, and photographs. Any discrepancy leads to disqualification |
| 4. Medical Fitness Certificate | Finally selected candidates must submit a Medical Fitness Certificate issued by a practising registered General Physician — self-arranged, not a bank-organised medical check. After submission, the apprenticeship contract is signed |
| 5. Training Contract & Joining | Selected candidates sign a formal apprenticeship contract for a 1-year (12-month) On-Job Training period at an assigned branch. After completing 12 months, candidates appear for an assessment test to receive their official completion certificate. Posting is as per candidate preference and Bank availability, with home district preference given |
9. How to Apply Online — 3-Portal Process
Important: Union Bank Apprentice 2026 requires candidates to complete registrations on two government apprenticeship portals before applying on the BFSI SSC portal. Keep your NAPS Apprentice Code and NATS Enrolment Number ready — these are mandatory fields in the BFSI SSC application form.
| Step | Description |
|---|---|
| 1. Register on NAPS Portal | Visit apprenticeshipindia.gov.in and complete registration as an apprentice candidate. After successful registration, note your NAPS Apprentice Registration Code Number |
| 2. Register on NATS Portal | Visit nats.education.gov.in and register to get your NATS Enrolment Number. Complete your student profile — this is a compulsory field in the BFSI SSC form |
| 3. Get Your APAAR ID from DigiLocker | Visit digilocker.gov.in to generate your APAAR ID (Academic Bank of Credits), required as a document upload during the BFSI SSC application |
| 4. Apply on BFSI SSC Portal | Visit beep.bfsissc.com/candidate_register/mkt. Register with name, DOB, email, and mobile number. Fill personal details, educational qualifications, NAPS code, NATS number, preferred state, and up to 5 preferred districts (home district first). Select local language for the applied state |
| 5. Upload All Required Documents | Upload in JPEG/PDF format (each under 1 MB): Aadhaar Card (front & back), passport-size photograph, graduation documents, caste certificate (if applicable), PwBD certificate (if applicable), PAN Card, and APAAR ID Card |
| 6. Pay Application Fee & Submit | Pay online via Debit Card/Credit Card/Net Banking/UPI. An e-receipt will be sent to the registered email. Print the complete application form and e-receipt for future reference |
Quick reference: Register on NAPS first | Register on NATS second | Get APAAR ID from DigiLocker | Apply at beep.bfsissc.com | Close by 19 May 2026
10. Documents Required
| # | Document | Format | Applicable To |
|---|---|---|---|
| 1 | Aadhaar Card — Front Side | JPEG <1MB | All candidates |
| 2 | Aadhaar Card — Back Side | JPEG <1MB | All candidates |
| 3 | Passport-size Photograph (recent) | JPEG <1MB | All candidates |
| 4 | Graduation Marksheet/Degree Certificate/Provisional Certificate (passing date between 01.04.2022 and 01.04.2026) | PDF <1MB | All candidates |
| 5 | PAN Card | JPEG <1MB | All candidates |
| 6 | APAAR ID Card — from DigiLocker | JPEG <1MB | All candidates |
| 7 | Caste Certificate — SC/ST/OBC-NCL/EWS (Government of India format) | PDF <1MB | Reserved category |
| 8 | PwBD Certificate — from UDID portal or competent authority | PDF <1MB | PwBD candidates |
| 9 | 10th/12th Certificate showing local language study (for Language Test exemption) | PDF <1MB | If applicable |
Note: Do not send hard copies by post — BFSI SSC accepts documents only through the online portal. Note down your NAPS Apprentice Code and NATS Enrolment Number before opening the form, as these are mandatory non-editable fields.
11. Official Links
- Apply Online — BFSI SSC Portal
- Official Notification PDF — Union Bank Apprentice Recruitment 2026 (1,865 Posts)
- Union Bank of India Official Website
- NAPS Portal — apprenticeshipindia.gov.in (Mandatory Pre-Registration)
- NATS Portal — nats.education.gov.in (Mandatory Pre-Registration)
- DigiLocker — digilocker.gov.in (Generate APAAR ID)
Contact Details
- Organisation: Union Bank of India — Government of India Undertaking
- Recruitment Division: Human Resource Vertical, Manpower Planning & Recruitment Division, Central Office, Mumbai
- Bank Email: apprentice@unionbankofindia.bank.in
- BFSI SSC Email: info@bfsissc.com
- Apply Portal: beep.bfsissc.com
- Official Website: unionbankofindia.bank.in
All updates — exam date, admit card, result, interview schedule — will be communicated exclusively via BFSI SSC registered email and published on the official Union Bank website. Do not rely on unofficial third-party sources for recruitment news.
Beware of fraud:
- Union Bank of India does not appoint any agent or intermediary for this recruitment — apply only through beep.bfsissc.com
- Exam intimation is sent only via BFSI SSC registered email — do not trust SMS, WhatsApp, or unofficial websites claiming to share call letters
- No candidate needs to pay any amount beyond the official examination fee — any demand for money for selection or posting is fraudulent
- Report fraud immediately to apprentice@unionbankofindia.bank.in or info@bfsissc.com
12. Frequently Asked Questions
1. What is the last date to apply for Union Bank Apprentice 2026?
The last date to submit the online application and pay the examination fee is 19 May 2026. The application window opened on 29 April 2026. Apply through the BFSI SSC portal at beep.bfsissc.com/candidate_register/mkt. It is strongly recommended to apply at least 5–7 days before the closing date, since heavy server traffic on the last day often causes technical failures and no extensions will be granted.
2. Can freshers apply for Union Bank of India Apprentice 2026?
Yes — this is primarily a freshers’ program. No prior work experience is required. In fact, candidates with 1 year or more of post-qualification job experience after completing graduation are not eligible. The program is designed for recent graduates who want practical banking exposure through a structured 1-year On-Job Training program at Union Bank branches.
3. What is the monthly stipend for Union Bank Apprentice 2026?
The monthly stipend depends on the posting location: Rural/Semi-Urban branches — ₹15,000/month; Urban branches — ₹18,000/month; Metro branches — ₹20,000/month. This stipend is the only financial benefit — there is no PF, ESI, Bonus, Transport Allowance, or Hostel Facility. It is paid at the end of each month, with deductions for unauthorised absences.
4. Is there negative marking in the Union Bank Apprentice 2026 online exam?
No — there is no negative marking. The exam consists of 100 objective-type questions carrying 100 marks in 60 minutes. Since there is no penalty for wrong answers, candidates should attempt all questions. The five sections are General/Financial Awareness (20), General English (20), Quantitative & Reasoning Aptitude (20), Computer/Subject Knowledge (20), and UBI Products & Services (20).
5. Why do I need to register on NAPS and NATS portals separately?
The Apprentices Act, 1961 requires all apprenticeship engagements to be formally registered on the Government of India’s apprenticeship portals. NAPS (National Apprenticeship Promotion Scheme) at apprenticeshipindia.gov.in and NATS (National Apprenticeship Training Scheme) at nats.education.gov.in are mandatory pre-registration portals. Your NAPS Apprentice Code and NATS Enrolment Number are required fields in the BFSI SSC application form — without completing both, you cannot submit the application.
6. What is the APAAR ID and how do I get it?
APAAR stands for Academic Bank of Credits (ABC) ID — a unique academic identifier issued to students and graduates in India. It is required as an uploaded document in the application on the BFSI SSC portal. You can generate your APAAR ID by visiting digilocker.gov.in, logging in with your Aadhaar, and finding the APAAR/ABC ID under the Academic Bank section. The process is free and instant.
7. Will the apprenticeship lead to a permanent job in Union Bank?
No. The Union Bank of India Apprentice 2026 is a fixed-term 1-year training contract under the Apprentices Act, 1961. It does not guarantee or create any right to regular or permanent employment in Union Bank after the training period ends, and the bank has no obligation to absorb apprentices. Apprentices are also prohibited from joining or forming any Union Body during training. After training, candidates receive a completion certificate that adds value to their resume for future banking jobs.
8. Can candidates from any state apply for any state in Union Bank Apprentice 2026?
Yes — candidates can apply for any state, but they must be proficient in the local language of the state they are applying for. If they cannot produce a 10th/12th certificate showing study of the local language, they must appear for and clear a Local Language Proficiency Test. Choosing a state whose language you do not know will result in failing this test and losing the opportunity.
9. What is the qualification age limit — my graduation is from 2021. Am I eligible?
No — unfortunately you are not eligible. Union Bank has specified that the graduation passing date must be on or after 01.04.2022, meaning the result must have been declared within the last 4 years as on the cut-off date of 01.04.2026. A graduation completed in 2021 predates 01.04.2022 and therefore does not meet this criterion, since the rule ensures only recently qualified graduates participate in the apprenticeship program.
10. How many district preferences can I fill in the Union Bank Apprentice 2026 application?
Candidates can select up to 5 preferred districts within the state they are applying for, with the home district entered as the first preference. Actual posting depends on the Bank’s requirement and availability of vacancies in the applied state/districts. The Bank reserves the right to post selected candidates in any branch within the state, not necessarily in the preferred districts.
Leave a Comment