JK Bank Apprentices Recruitment 2026 — Last Date Extended to 3 May 2026 614 Posts — NATS Apprenticeship (Apprentices Act 1961) • Apply Online at ibpsreg.ibps.in/jkbamar26/ • Stipend ₹13,500/month
| Particulars | Details |
|---|---|
| Organisation | Jammu & Kashmir Bank Ltd. (JK Bank), Corporate HQ, M.A. Road, Srinagar — 190001 |
| Notification Reference | JKB/HR/Rectt/2026-182 dated 17 April 2026 | Extension Notice: jkb.bank.in |
| Engagement Type | Apprentices under NATS (National Apprenticeship Training Scheme) — Apprentices Act, 1961 (as amended) |
| Post Name | Apprentice (Graduate) |
| Total Vacancies | 614 Posts — J&K: 461 (20 districts) | Ladakh: 18 | ROI Clusters: 135 |
| Training Duration | 12 Months — On-the-Job Training at Bank Branches/Offices, 10 AM to 5 PM |
| Application Opens | 20 April 2026 |
| 🚨 NEW Extended Last Date | 3 May 2026 — As per Official Extension Notice published on jkb.bank.in — Apply at ibpsreg.ibps.in/jkbamar26/ NOW |
| Application Mode | Online only — ibpsreg.ibps.in/jkbamar26/ — no offline applications accepted |
| Application Fee | ₹700 (UR/EWS) | ₹500 (SC/ST/OBC/PwD) — inclusive of GST — non-refundable |
| Qualification | Graduation from a recognised University — passed on or after 01 January 2022 |
| Age (as on 01 Jan 2026) | Min 20 years — Max 28 years — standard govt. relaxations for reserved categories |
| Monthly Stipend | ₹13,500 total — Bank: ₹9,000 | Govt. DBT: ₹4,500 — plus Conveyance up to ₹1,250/month |
| Selection Process | Online CBT (100Q/100M/60 min) → District-wise Merit List → Document Verification → Medical → NATS Digital Contract |
| Negative Marking | 1/4 mark deducted per wrong answer in online exam |
| NATS Pre-Registration | Mandatory — Register at nats.education.gov.in (100% profile completion) before applying on IBPS portal |
| Official Website | jkb.bank.in | Apply: ibpsreg.ibps.in/jkbamar26/ |
| Helpdesk | cgrs.ibps.in | Email: apprenticeship@jkbmail.com |
ibpsreg.ibps.in/jkbamar26/ — NATS pre-registration at nats.education.gov.in mandatory before applying 20 April 2026 Opened
Official Extension Notice published on jkb.bank.in — Portal: ibpsreg.ibps.in/jkbamar26/ is LIVE — Apply immediately 3 May 2026 APPLY NOW
JK Bank has officially extended the application last date from 26 April to 3 May 2026 via an Extension Notice on jkb.bank.in. The IBPS portal ibpsreg.ibps.in/jkbamar26/ is currently active. Complete your NATS registration at nats.education.gov.in first, then apply immediately. All further updates are published exclusively on jkb.bank.in.
A. Union Territory of Jammu & Kashmir — 461 Posts (20 Districts)
| # | District | Total | SC | ST | SEBC/OBC | ALC/IB | Bkwd Area | EWS | UR | PwD(H) |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Srinagar | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 30 | 3 |
| 2 | Ganderbal | 12 | 1 | 1 | 1 | 1 | 1 | 1 | 5 | 0 |
| 3 | Baramulla | 35 | 3 | 4 | 4 | 2 | 2 | 3 | 14 | 1 |
| 4 | Bandipora | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 4 | 0 |
| 5 | Anantnag | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 12 | 1 |
| 6 | Kulgam | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 6 | 0 |
| 7 | Pulwama | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 8 | 0 |
| 8 | Shopian | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 6 | 0 |
| 9 | Budgam | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 12 | 1 |
| 10 | Kupwara | 18 | 1 | 2 | 2 | 2 | 1 | 2 | 7 | 0 |
| 11 | Poonch | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 6 | 0 |
| 12 | Rajouri | 19 | 1 | 2 | 2 | 2 | 1 | 2 | 7 | 0 |
| 13 | Jammu | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 30 | 3 |
| 14 | Samba | 13 | 1 | 1 | 1 | 1 | 1 | 1 | 6 | 0 |
| 15 | Udhampur | 16 | 1 | 2 | 2 | 1 | 1 | 1 | 7 | 0 |
| 16 | Reasi | 11 | 1 | 1 | 1 | 1 | 0 | 1 | 5 | 0 |
| 17 | Kathua | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 8 | 0 |
| 18 | Doda | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 6 | 0 |
| 19 | Ramban | 9 | 1 | 1 | 1 | 1 | 0 | 1 | 3 | 0 |
| 20 | Kishtwar | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 4 | 0 |
| J&K Total | 461 | |||||||||
B. Union Territory of Ladakh — 18 Posts (2 Districts)
| District | Total | SC | ST | SEBC (ALC Area) | EWS | UR |
|---|---|---|---|---|---|---|
| Kargil | 8 | 0 | 8 | 0 | 0 | 0 |
| Leh | 10 | 0 | 9 | 0 | 1 | 0 |
| Ladakh Total | 18 | |||||
C. Rest of India (ROI) Clusters — 135 Posts (5 Clusters)
| Cluster | Total | SC | ST | OBC | EWS | UR | PwD (H) |
|---|---|---|---|---|---|---|---|
| Delhi | 42 | 6 | 3 | 11 | 4 | 18 | 1 |
| Mumbai / Greater Mumbai | 26 | 2 | 2 | 7 | 2 | 13 | 1 |
| Lucknow | 20 | 4 | 0 | 5 | 2 | 9 | 0 |
| Bangalore | 19 | 3 | 1 | 5 | 1 | 9 | 0 |
| Mohali | 28 | 8 | 0 | 5 | 2 | 13 | 1 |
| ROI Total | 135 | ||||||
Candidates may apply for only one District or ROI Cluster. If multiple applications are submitted, only the latest application is considered. Selected candidates are trained in their chosen district/cluster — no transfers during the 12-month period. The extended last date is 3 May 2026 — apply before this final deadline.
| Criterion | Details |
|---|---|
| Educational Qualification | Graduation from a recognised University. Must have passed on or after 01 January 2022. Only Graduates are eligible under NATS — postgraduates and undergraduates are not eligible. |
| Language Proficiency | Must be proficient in the local/official language of the applied district/region and must have studied it as a subject in Class 10th or 12th. |
| Age (as on 01 Jan 2026) | Min 20 years — Max 28 years. Relaxations for SC/ST/OBC/PwBD/Ex-Servicemen per Govt. of India norms. |
| NATS Portal Registration | Register at nats.education.gov.in and complete 100% profile. Enrolment Number is mandatory for IBPS application. Aadhaar + Mobile + Bank Account must be inter-linked; DBT must be enabled. |
| Prior Apprenticeship / Experience | Candidates who have undergone apprenticeship before, or have 1 year or more post-qualification work experience, or were previously terminated from apprenticeship are NOT eligible. |
| DBT Eligibility | Govt. DBT share of ₹4,500 is paid only to first-time apprentices aged below 35 years on the date of NATS contract issuance. |
| Nationality | Indian Citizen. Candidates seeking region-specific benefits must hold a valid Permanent Resident / Domicile Certificate of the respective UT. |
| Category | Max Age (as on 01 Jan 2026) | Relaxation |
|---|---|---|
| General / UR | 28 years | No relaxation |
| SC / ST | 33 years | +5 years — as per Govt. guidelines |
| OBC (Non-Creamy Layer) | 31 years | +3 years — valid NCL certificate required |
| PwBD — General | 38 years | +10 years — as per RPwD Act 2016 |
| PwBD — SC/ST | 43 years | +15 years |
| PwBD — OBC | 41 years | +13 years |
| Ex-Servicemen | As per Govt. norms | Military service period + 3 years |
| No relaxation for categories with no reserved vacancies in the chosen district/cluster. Age relaxation is not stackable across categories. | ||
- Graduation must be passed on or after 01 January 2022 — degrees before this date ineligible under NATS rules
- 100% NATS profile completion mandatory at nats.education.gov.in before applying at ibpsreg.ibps.in/jkbamar26/
- Aadhaar + Mobile + Bank Account must be inter-linked with DBT enabled to receive ₹4,500 Govt. share monthly
- 1 year or more post-qualification work experience = ineligible — hard exclusion under Apprentices Act
- Language requirement — must have studied local language as a subject in Class 10 or 12
- OBC NCL certificate must have explicit Non-Creamy Layer clause in Central Govt. format
- Last date is 3 May 2026 — apply well before to avoid last-minute payment/portal failures
| Component | Amount / Details |
|---|---|
| Bank's Monthly Share | ₹9,000 per month — paid directly by JK Bank |
| Govt. DBT Share | ₹4,500 per month — via Direct Benefit Transfer — only for first-time apprentices under 35 years |
| Total Monthly Stipend | ₹13,500 per month |
| Conveyance Allowance | Up to ₹1,250 per month |
| Casual Leave | 12 days during the entire 12-month training period only |
| Other Allowances/Benefits | None — no PF, gratuity, HRA, or any other perquisite |
| Certificate on Completion | Certificate of Proficiency (COP) issued by Regional Board of Apprenticeship Training (BOAT), Govt. of India |
| JK Bank Future Benefit | +2.5 marks out of 100 in JK Bank Banking Associate exam + 1-year age relaxation — exclusively for J&K and Ladakh domicile candidates |
| Employment After Training | No right to claim employment — Bank has no obligation to offer regular, contractual, or part-time jobs |
| Stipend deducted for unauthorised absence. 1 month notice required before leaving. Leaving without notice = last month stipend refund. | |
Completing this apprenticeship gives J&K and Ladakh domicile candidates two direct advantages in future JK Bank Banking Associate recruitment: (1) an additional 2.5 marks out of 100 added to the online test score, and (2) a 1-year age relaxation across all categories. This makes the apprenticeship a highly valuable stepping stone for a permanent banking career in JK Bank. Apply before 3 May 2026.
| Category | Fee (Inclusive of GST) | Payment Mode |
|---|---|---|
| General / UR | ₹700 | Online only — Debit Card (RuPay/Visa/MasterCard/Maestro), Credit Card, Net Banking, IMPS, Cash Cards, Mobile Wallets — via ibpsreg.ibps.in/jkbamar26/ |
| EWS | ₹700 | |
| SC / ST | ₹500 | |
| OBC (Non-Creamy Layer) | ₹500 | |
| PwBD / Divyangjan | ₹500 | |
| Fee once paid is non-refundable under any circumstances. Bank transaction charges are borne by the candidate. Payment portal closes on 3 May 2026. | ||
- After entering payment details, WAIT for server confirmation — do NOT press Back or Refresh button at any point
- Non-generation of e-Receipt = payment failure — login again with registration number and retry payment
- Download and save the e-Receipt PDF immediately after successful payment — keep for future reference
- Pay well before 3 May 2026 — server load is typically highest on the last day and may cause technical failures
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Section 1 — General Awareness & English Comprehension | 50 | 50 | 30 Minutes |
| Section 2 — Quantitative Aptitude & Reasoning Ability | 50 | 50 | 30 Minutes |
| Total | 100 | 100 | 60 Minutes |
| Exam in English medium only. Negative marking: 1/4 mark per wrong answer. Merit list district/category-wise. Tie-breaking by age (descending). Wait list of 50% of vacancies maintained for 1 year from results. | |||
Online Written Examination (CBT)
100 questions / 100 marks / 60 minutes — two time-bound sections of 30 minutes each. English medium only. 1/4th negative marking. Exam centres: Srinagar, Jammu, Leh, Kargil, Baramulla, Samba, Delhi NCR, Mumbai, Lucknow, Bangalore, Mohali, Chandigarh, Pune. Centre once chosen cannot be changed.
District / Region-wise Category Merit List
Candidates ranked within their chosen district/cluster and category in descending order of aggregate marks. Tie-breaking: older candidate ranked higher (age in descending order). Scores equated across multiple sessions if conducted. Wait list of 50% of vacancies maintained for one year.
Document Verification
Provisionally selected candidates called with originals — graduation marksheets + degree, DOB proof (Class X), Aadhaar, PAN, caste/EWS/disability certificates, domicile/residence certificate, scribe certificate (if used). Any discrepancy at this stage leads to automatic disqualification.
Medical Fitness Examination
Candidates who clear document verification must be declared medically fit by a qualified medical practitioner designated by the Bank, or produce a certificate from a Registered Medical Practitioner — at the Bank's discretion. Engagement is conditional on medical clearance.
Digital Apprenticeship Contract via NATS Portal
Medically fit candidates receive an Apprenticeship Contract digitally through nats.education.gov.in. Contract must be accepted within the stipulated time on the NATS portal. Training commences from the date specified on the digital contract. Binding under the Apprentices Act, 1961.
The official extended deadline is 3 May 2026. Complete your NATS registration at nats.education.gov.in first (100% profile required), then apply at ibpsreg.ibps.in/jkbamar26/. Do not wait for the last day — technical issues on 3 May could cost you the opportunity permanently.
Pre-Step — Register on NATS Portal (nats.education.gov.in) — Do This First
Visit nats.education.gov.in and register as a candidate. Complete 100% of your profile — educational details, graduation year (on/after Jan 2022), Aadhaar, mobile, and bank account (with DBT enabled). Your NATS Enrolment Number will be generated — note it down carefully. This is a mandatory field in the JK Bank IBPS application form. Without NATS enrolment, the application cannot be completed.
Visit the Official IBPS Application Portal
Go directly to ibpsreg.ibps.in/jkbamar26/ or via jkb.bank.in → Careers → Engagement of Apprentices. Use a stable internet connection on a desktop/laptop (Chrome or Firefox recommended). No other mode of application is accepted under any circumstances.
New Registration — Generate Your Provisional Registration Number
Click "Click here for New Registration". Enter your name (exactly as on identity proof — no discrepancy allowed), date of birth, active mobile number, and valid email ID. A Provisional Registration Number and Password will be displayed on screen and sent via SMS and email. Note these immediately — required for all future logins. Keep this mobile and email active throughout the recruitment cycle.
Fill Application Form — Select ONE District or ROI Cluster Only
Login and fill the complete application: personal details, graduation year (must be on/after 01 Jan 2022), NATS Enrolment Number, language proficiency, and select exactly one District or ROI Cluster. Use "Save & Next" after each section. Double-check every entry — no changes are permitted after clicking "Complete Registration".
Upload Photograph, Signature, Thumb Impression & Handwritten Declaration
(a) Passport photo — JPG, 4.5×3.5 cm, 20–50 KB, white background; (b) Signature in black ink — JPG, 10–20 KB — NOT in capital letters; (c) Left Thumb Impression in black/blue ink on white paper — JPG, 20–50 KB, 240×240 px; (d) Handwritten Declaration in English in black ink — JPG, 50–100 KB, 800×400 px — must be in candidate's own handwriting only.
Pay Application Fee — Online — Before 3 May 2026
UR/EWS: ₹700 | SC/ST/OBC/PwBD: ₹500 (both inclusive of GST). Pay via Debit/Credit Card, Net Banking, IMPS, Mobile Wallet. After entering payment details WAIT for server confirmation — do NOT press Back or Refresh. Download the e-Receipt immediately after payment succeeds. Fee payment portal closes on 3 May 2026.
Preview, Complete Registration & Print Confirmation
Click "Preview Tab" to review the full application — verify district chosen, NATS enrolment number, graduation year, photograph, and signature clarity. Click "Complete Registration" — this is final and irreversible. Download and print the confirmation page. Monitor jkb.bank.in and your registered email/SMS for Call Letter, result, and all further updates.
| # | Document | Required For |
|---|---|---|
| 1 | System-generated printout of online application form (valid and complete) | All candidates |
| 2 | Date of Birth proof — SSLC / Class X Certificate or Board Marksheet | All candidates |
| 3 | Valid Government Photo ID — PAN / Passport / Driving Licence / Voter ID / Aadhaar (name must match application) | All candidates |
| 4 | Aadhaar Card (photocopy) & PAN Card (photocopy) | All candidates |
| 5 | Graduation Marksheets & Degree Certificate — result declared on or after 01 January 2022 | All candidates |
| 6 | Two recent passport-size colour photographs | All candidates |
| 7 | Printout of Online Examination Result / Merit Scorecard | All candidates |
| 8 | Permanent Resident / Domicile Certificate of respective UT/State | All — mandatory for reserved category benefits |
| 9 | Caste Certificate — SC/ST/OBC in prescribed Govt. of India format — OBC must explicitly carry NCL clause | SC / ST / OBC candidates |
| 10 | EWS Income & Asset Certificate from Competent Authority in prescribed GOI format | EWS candidates |
| 11 | Disability Certificate from District Medical Board / UDID Card — mentioning type and % of disability | PwBD candidates |
| 12 | Scribe Certificate in APPENDIX-II format as per notification — if scribe was used during exam | PwBD candidates using scribe |
| ⚠ Non-production of any required original document at engagement stage — or at any subsequent stage — will lead to immediate disqualification. Verify all certificate validity and formats before the engagement date. | ||
- Banking & Financial Awareness — RBI policies, repo rate, banking terminology, NABARD, SEBI, recent banking news
- Current Affairs (last 6 months) — national and international events, J&K and Ladakh news, government schemes, appointments
- India / J&K General Knowledge — history, geography, economy, polity, Constitution basics
- Reading Comprehension — passage-based inference and analytical questions
- English Grammar — error detection, fill-in-the-blanks, sentence correction, active/passive voice
- Cloze Test — passage with blanks — contextual vocabulary and grammar
- Vocabulary — synonyms, antonyms, idioms, one-word substitutions
- Simplification & Approximation — BODMAS-based expressions, fractions, decimals
- Number Series — find missing/wrong number in sequences
- Data Interpretation — Tables, Bar Graphs, Pie Charts, Line Graphs, Caselet DI
- Arithmetic Problems — Profit & Loss, Simple/Compound Interest, Time & Work, Speed & Distance, Percentages, Ratio
- Logical Reasoning — Syllogism, Blood Relations, Direction Sense, Inequalities, Input-Output
- Coding-Decoding — letter and number pattern-based questions
- Puzzles & Seating Arrangement — linear, circular, square, floor-based, box puzzles
- The extension gives extra days — use them for Banking Awareness and J&K Current Affairs — the two highest-yield topics
- Practise Data Interpretation daily — typically carries 10–15 marks and is among the highest-scoring areas with speed
- Cover current affairs for at least the last 6 months — focus on J&K, Ladakh, RBI announcements, and national banking news
- The exam is only 60 minutes with both sections time-boxed — you cannot return to Section 1 once Section 2 starts; practise accordingly
- Avoid random guessing — 1/4 negative marking is punishing; only attempt a question when reasonably confident
- Target attempting at least 80–85 questions with 90%+ accuracy to rank competitively in your district/cluster
Organisation: Jammu & Kashmir Bank Ltd. — Human Resources Division
Address: Corporate Headquarters, M.A. Road, Srinagar — 190001, Jammu & Kashmir
Phone: 0194-2713121–24 | Email: apprenticeship@jkbmail.com
Official Website: jkb.bank.in | NATS Portal: nats.education.gov.in
Apply at: ibpsreg.ibps.in/jkbamar26/ | Helpdesk: cgrs.ibps.in
All further updates — admit card, exam schedule, result, shortlist, digital contract — will be published exclusively on jkb.bank.in. No separate advertisement or SMS will be issued for subsequent events. Check the website regularly and keep your registered email and mobile number active throughout the recruitment period.
With a strong interest in recruitment trends and exam processes, he regularly publishes well-structured articles covering railway, SSC, banking, and apprenticeship opportunities. His content focuses on delivering accurate information along with practical guidance such as document verification tips, selection process breakdowns, and application support.
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