The Jammu & Kashmir Bank Ltd. (JK Bank), Corporate Headquarters, M.A. Road, Srinagar has officially released Ref. No. JKB/HR/Rectt/2026-182 inviting online applications for the engagement of 614 Apprentices under the National Apprenticeship Training Scheme (NATS) as per the Apprentices Act, 1961 for a training period of 12 months. Official Update: JK Bank has extended the last date from 26 April to 3 May 2026 via an Extension Notice at jkb.bank.in. Applications are accepted exclusively through ibpsreg.ibps.in/jkbamar26/. Monthly stipend of ₹13,500 (Bank share ₹9,000 + Govt. DBT ₹4,500) plus conveyance up to ₹1,250/month. NATS pre-registration at nats.education.gov.in is mandatory before applying.
Quick Facts:
- New Last Date: 3 May 2026
- 614 Total Posts
- JK Bank — NATS Apprenticeship
- Apply: ibpsreg.ibps.in/jkbamar26/
- Age: 20–28 years (as on 01 Jan 2026)
- Stipend: ₹13,500/month + ₹1,250 Conveyance
- Fee: ₹700 (UR/EWS) | ₹500 (SC/ST/OBC/PwD)
- Qual.: Graduation on/after 01 Jan 2022
At a Glance:
| Stat | Value |
|---|---|
| New Last Date | 3 May |
| Total Posts | 614 |
| J&K Posts | 461 |
| ROI Clusters | 135 |
| Ladakh Posts | 18 |
| Monthly Stipend | ₹13,500 |
01. Recruitment Overview
Ref. JKB/HR/Rectt/2026-182 — Verified from official Notification PDF — jkb.bank.in | Last Date Extended to 3 May 2026
| Particulars | Details |
|---|---|
| Organisation | Jammu & Kashmir Bank Ltd. (JK Bank), Corporate HQ, M.A. Road, Srinagar — 190001 |
| Notification Reference | JKB/HR/Rectt/2026-182 dated 17 April 2026 | Extension Notice: jkb.bank.in |
| Engagement Type | Apprentices under NATS (National Apprenticeship Training Scheme) — Apprentices Act, 1961 (as amended) |
| Post Name | Apprentice (Graduate) |
| Total Vacancies | 614 Posts — J&K: 461 (20 districts) | Ladakh: 18 | ROI Clusters: 135 |
| Training Duration | 12 Months — On-the-Job Training at Bank Branches/Offices, 10 AM to 5 PM |
| Application Opens | 20 April 2026 |
| NEW Extended Last Date | 3 May 2026 — As per Official Extension Notice published on jkb.bank.in — Apply at ibpsreg.ibps.in/jkbamar26/ NOW |
| Application Mode | Online only — ibpsreg.ibps.in/jkbamar26/ — no offline applications accepted |
| Application Fee | ₹700 (UR/EWS) | ₹500 (SC/ST/OBC/PwD) — inclusive of GST — non-refundable |
| Qualification | Graduation from a recognised University — passed on or after 01 January 2022 |
| Age (as on 01 Jan 2026) | Min 20 years — Max 28 years — standard govt. relaxations for reserved categories |
| Monthly Stipend | ₹13,500 total — Bank: ₹9,000 | Govt. DBT: ₹4,500 — plus Conveyance up to ₹1,250/month |
| Selection Process | Online CBT (100Q/100M/60 min) → District-wise Merit List → Document Verification → Medical → NATS Digital Contract |
| Negative Marking | 1/4 mark deducted per wrong answer in online exam |
| NATS Pre-Registration | Mandatory — Register at nats.education.gov.in (100% profile completion) before applying on IBPS portal |
| Official Website | jkb.bank.in | Apply: ibpsreg.ibps.in/jkbamar26/ |
| Helpdesk | cgrs.ibps.in | Email: apprenticeship@jkbmail.com |
02. Important Dates — Updated After Official Extension
Extension Notice officially published on jkb.bank.in
| Event | Date |
|---|---|
| Official Notification Released — Ref. JKB/HR/Rectt/2026-182 — Published at jkb.bank.in | 17 April 2026 |
| Online Application Window Opened — ibpsreg.ibps.in/jkbamar26/ — NATS pre-registration mandatory before applying | 20 April 2026 |
| Original Last Date — Superseded by Official Extension Notice | |
| NEW Extended Last Date — Apply Online & Pay Fee — Official Extension Notice published on jkb.bank.in — Portal is LIVE | 3 May 2026 |
| Scribe Details Submission Deadline — within 15 days of application closure — PwD candidates using scribe only | ~18 May 2026 |
| Admit Card / Call Letter — Published on jkb.bank.in — intimated via registered email & SMS | To be Announced |
| Online Written Examination — CBT — 100 Questions / 100 Marks / 60 Minutes — English medium only | To be Announced |
| Document Verification + Medical Fitness Certificate — for provisionally selected candidates only | Post Selection |
| Digital Apprenticeship Contract via NATS Portal — must be accepted within stipulated time | Post Selection |
Official Extension — Last Date: 3 May 2026: JK Bank has officially extended the application last date from 26 April to 3 May 2026 via an Extension Notice on jkb.bank.in. The IBPS portal ibpsreg.ibps.in/jkbamar26/ is currently active. Complete your NATS registration at nats.education.gov.in first, then apply immediately. All further updates are published exclusively on jkb.bank.in.
03. District & Region-wise Vacancy Breakdown
614 posts — J&K: 461 (20 districts) + Ladakh: 18 + ROI 5 clusters: 135 — Apply by 3 May 2026
A. Union Territory of Jammu & Kashmir — 461 Posts (20 Districts)
| # | District | Total | SC | ST | SEBC/OBC | ALC/IB | Bkwd Area | EWS | UR | PwD(H) |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Srinagar | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 30 | 3 |
| 2 | Ganderbal | 12 | 1 | 1 | 1 | 1 | 1 | 1 | 5 | 0 |
| 3 | Baramulla | 35 | 3 | 4 | 4 | 2 | 2 | 3 | 14 | 1 |
| 4 | Bandipora | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 4 | 0 |
| 5 | Anantnag | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 12 | 1 |
| 6 | Kulgam | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 6 | 0 |
| 7 | Pulwama | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 8 | 0 |
| 8 | Shopian | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 6 | 0 |
| 9 | Budgam | 30 | 2 | 3 | 3 | 2 | 2 | 3 | 12 | 1 |
| 10 | Kupwara | 18 | 1 | 2 | 2 | 2 | 1 | 2 | 7 | 0 |
| 11 | Poonch | 14 | 1 | 2 | 1 | 1 | 1 | 1 | 6 | 0 |
| 12 | Rajouri | 19 | 1 | 2 | 2 | 2 | 1 | 2 | 7 | 0 |
| 13 | Jammu | 75 | 6 | 8 | 8 | 6 | 3 | 7 | 30 | 3 |
| 14 | Samba | 13 | 1 | 1 | 1 | 1 | 1 | 1 | 6 | 0 |
| 15 | Udhampur | 16 | 1 | 2 | 2 | 1 | 1 | 1 | 7 | 0 |
| 16 | Reasi | 11 | 1 | 1 | 1 | 1 | 0 | 1 | 5 | 0 |
| 17 | Kathua | 20 | 1 | 2 | 2 | 2 | 1 | 2 | 8 | 0 |
| 18 | Doda | 15 | 1 | 2 | 2 | 1 | 1 | 1 | 6 | 0 |
| 19 | Ramban | 9 | 1 | 1 | 1 | 1 | 0 | 1 | 3 | 0 |
| 20 | Kishtwar | 10 | 1 | 1 | 1 | 1 | 0 | 1 | 4 | 0 |
| J&K Total | 461 |
B. Union Territory of Ladakh — 18 Posts (2 Districts)
| District | Total | SC | ST | SEBC (ALC Area) | EWS | UR |
|---|---|---|---|---|---|---|
| Kargil | 8 | 0 | 8 | 0 | 0 | 0 |
| Leh | 10 | 0 | 9 | 0 | 1 | 0 |
| Ladakh Total | 18 |
C. Rest of India (ROI) Clusters — 135 Posts (5 Clusters)
| Cluster | Total | SC | ST | OBC | EWS | UR | PwD (H) |
|---|---|---|---|---|---|---|---|
| Delhi | 42 | 6 | 3 | 11 | 4 | 18 | 1 |
| Mumbai / Greater Mumbai | 26 | 2 | 2 | 7 | 2 | 13 | 1 |
| Lucknow | 20 | 4 | 0 | 5 | 2 | 9 | 0 |
| Bangalore | 19 | 3 | 1 | 5 | 1 | 9 | 0 |
| Mohali | 28 | 8 | 0 | 5 | 2 | 13 | 1 |
| ROI Total | 135 |
One District / Cluster Per Candidate — Apply by 3 May 2026: Candidates may apply for only one District or ROI Cluster. If multiple applications are submitted, only the latest application is considered. Selected candidates are trained in their chosen district/cluster — no transfers during the 12-month period. The extended last date is 3 May 2026 — apply before this final deadline.
04. Eligibility Criteria
Qualification + Age + NATS registration — conditions verified at time of engagement — apply by 3 May 2026
| Criterion | Details |
|---|---|
| Educational Qualification | Graduation from a recognised University. Must have passed on or after 01 January 2022. Only Graduates are eligible under NATS — postgraduates and undergraduates are not eligible. |
| Language Proficiency | Must be proficient in the local/official language of the applied district/region and must have studied it as a subject in Class 10th or 12th. |
| Age (as on 01 Jan 2026) | Min 20 years — Max 28 years. Relaxations for SC/ST/OBC/PwBD/Ex-Servicemen per Govt. of India norms. |
| NATS Portal Registration | Register at nats.education.gov.in and complete 100% profile. Enrolment Number is mandatory for IBPS application. Aadhaar + Mobile + Bank Account must be inter-linked; DBT must be enabled. |
| Prior Apprenticeship / Experience | Candidates who have undergone apprenticeship before, or have 1 year or more post-qualification work experience, or were previously terminated from apprenticeship are NOT eligible. |
| DBT Eligibility | Govt. DBT share of ₹4,500 is paid only to first-time apprentices aged below 35 years on the date of NATS contract issuance. |
| Nationality | Indian Citizen. Candidates seeking region-specific benefits must hold a valid Permanent Resident / Domicile Certificate of the respective UT. |
Age Limit by Category (as on 01 Jan 2026):
| Category | Max Age | Relaxation |
|---|---|---|
| General / UR | 28 years | No relaxation |
| SC / ST | 33 years | +5 years — as per Govt. guidelines |
| OBC (Non-Creamy Layer) | 31 years | +3 years — valid NCL certificate required |
| PwBD — General | 38 years | +10 years — as per RPwD Act 2016 |
| PwBD — SC/ST | 43 years | +15 years |
| PwBD — OBC | 41 years | +13 years |
| Ex-Servicemen | As per Govt. norms | Military service period + 3 years |
No relaxation for categories with no reserved vacancies in the chosen district/cluster. Age relaxation is not stackable across categories.
Critical Eligibility Points — Check Before You Apply:
- Graduation must be passed on or after 01 January 2022 — degrees before this date ineligible under NATS rules
- 100% NATS profile completion mandatory at nats.education.gov.in before applying at ibpsreg.ibps.in/jkbamar26/
- Aadhaar + Mobile + Bank Account must be inter-linked with DBT enabled to receive ₹4,500 Govt. share monthly
- 1 year or more post-qualification work experience = ineligible — hard exclusion under Apprentices Act
- Language requirement — must have studied local language as a subject in Class 10 or 12
- OBC NCL certificate must have explicit Non-Creamy Layer clause in Central Govt. format
- Last date is 3 May 2026 — apply well before to avoid last-minute payment/portal failures
05. Stipend & Benefits
₹13,500/month total — Bank ₹9,000 + Govt. DBT ₹4,500 — plus conveyance ₹1,250/month
| Component | Amount / Details |
|---|---|
| Bank’s Monthly Share | ₹9,000 per month — paid directly by JK Bank |
| Govt. DBT Share | ₹4,500 per month — via Direct Benefit Transfer — only for first-time apprentices under 35 years |
| Total Monthly Stipend | ₹13,500 per month |
| Conveyance Allowance | Up to ₹1,250 per month |
| Casual Leave | 12 days during the entire 12-month training period only |
| Other Allowances/Benefits | None — no PF, gratuity, HRA, or any other perquisite |
| Certificate on Completion | Certificate of Proficiency (COP) issued by Regional Board of Apprenticeship Training (BOAT), Govt. of India |
| JK Bank Future Benefit | +2.5 marks out of 100 in JK Bank Banking Associate exam + 1-year age relaxation — exclusively for J&K and Ladakh domicile candidates |
| Employment After Training | No right to claim employment — Bank has no obligation to offer regular, contractual, or part-time jobs |
Stipend deducted for unauthorised absence. 1 month notice required before leaving. Leaving without notice = last month stipend refund.
Key Long-term Benefit for J&K / Ladakh Domicile Candidates: Completing this apprenticeship gives J&K and Ladakh domicile candidates two direct advantages in future JK Bank Banking Associate recruitment: (1) an additional 2.5 marks out of 100 added to the online test score, and (2) a 1-year age relaxation across all categories. This makes the apprenticeship a highly valuable stepping stone for a permanent banking career in JK Bank. Apply before 3 May 2026.
06. Application Fee
₹700 (UR/EWS) | ₹500 (Reserved) — inclusive of GST — non-refundable — online only — pay before 3 May 2026
| Category | Fee (Inclusive of GST) |
|---|---|
| General / UR | ₹700 |
| EWS | ₹700 |
| SC / ST | ₹500 |
| OBC (Non-Creamy Layer) | ₹500 |
| PwBD / Divyangjan | ₹500 |
Payment mode: Online only — Debit Card (RuPay/Visa/MasterCard/Maestro), Credit Card, Net Banking, IMPS, Cash Cards, Mobile Wallets — via ibpsreg.ibps.in/jkbamar26/. Fee once paid is non-refundable under any circumstances. Bank transaction charges are borne by the candidate. Payment portal closes on 3 May 2026.
Payment Tips — Avoid Double Debit or Failed Transactions:
- After entering payment details, WAIT for server confirmation — do NOT press Back or Refresh button at any point
- Non-generation of e-Receipt = payment failure — login again with registration number and retry payment
- Download and save the e-Receipt PDF immediately after successful payment — keep for future reference
- Pay well before 3 May 2026 — server load is typically highest on the last day and may cause technical failures
07. Selection Process & Exam Pattern
Online CBT → District Merit List → Document Verification → Medical → NATS Digital Contract
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Section 1 — General Awareness & English Comprehension | 50 | 50 | 30 Minutes |
| Section 2 — Quantitative Aptitude & Reasoning Ability | 50 | 50 | 30 Minutes |
| Total | 100 | 100 | 60 Minutes |
Exam in English medium only. Negative marking: 1/4 mark per wrong answer. Merit list district/category-wise. Tie-breaking by age (descending). Wait list of 50% of vacancies maintained for 1 year from results.
- Online Written Examination (CBT) — 100 questions / 100 marks / 60 minutes — two time-bound sections of 30 minutes each. English medium only. 1/4th negative marking. Exam centres: Srinagar, Jammu, Leh, Kargil, Baramulla, Samba, Delhi NCR, Mumbai, Lucknow, Bangalore, Mohali, Chandigarh, Pune. Centre once chosen cannot be changed.
- District / Region-wise Category Merit List — Candidates ranked within their chosen district/cluster and category in descending order of aggregate marks. Tie-breaking: older candidate ranked higher (age in descending order). Scores equated across multiple sessions if conducted. Wait list of 50% of vacancies maintained for one year.
- Document Verification — Provisionally selected candidates called with originals — graduation marksheets + degree, DOB proof (Class X), Aadhaar, PAN, caste/EWS/disability certificates, domicile/residence certificate, scribe certificate (if used). Any discrepancy at this stage leads to automatic disqualification.
- Medical Fitness Examination — Candidates who clear document verification must be declared medically fit by a qualified medical practitioner designated by the Bank, or produce a certificate from a Registered Medical Practitioner — at the Bank’s discretion. Engagement is conditional on medical clearance.
- Digital Apprenticeship Contract via NATS Portal — Medically fit candidates receive an Apprenticeship Contract digitally through nats.education.gov.in. Contract must be accepted within the stipulated time on the NATS portal. Training commences from the date specified on the digital contract. Binding under the Apprentices Act, 1961.
08. How to Apply Online — Step-by-Step Guide
Two-step process: (A) NATS registration at nats.education.gov.in → (B) Apply at ibpsreg.ibps.in/jkbamar26/ — Deadline: 3 May 2026
Last Date: 3 May 2026 — Apply Without Any Further Delay. The official extended deadline is 3 May 2026. Complete your NATS registration at nats.education.gov.in first (100% profile required), then apply at ibpsreg.ibps.in/jkbamar26/. Do not wait for the last day — technical issues on 3 May could cost you the opportunity permanently.
- Pre-Step — Register on NATS Portal (nats.education.gov.in) — Do This First — Visit nats.education.gov.in and register as a candidate. Complete 100% of your profile — educational details, graduation year (on/after Jan 2022), Aadhaar, mobile, and bank account (with DBT enabled). Your NATS Enrolment Number will be generated — note it down carefully. This is a mandatory field in the JK Bank IBPS application form. Without NATS enrolment, the application cannot be completed.
- Visit the Official IBPS Application Portal — Go directly to ibpsreg.ibps.in/jkbamar26/ or via jkb.bank.in → Careers → Engagement of Apprentices. Use a stable internet connection on a desktop/laptop (Chrome or Firefox recommended). No other mode of application is accepted under any circumstances.
- New Registration — Generate Your Provisional Registration Number — Click “Click here for New Registration”. Enter your name (exactly as on identity proof — no discrepancy allowed), date of birth, active mobile number, and valid email ID. A Provisional Registration Number and Password will be displayed on screen and sent via SMS and email. Note these immediately — required for all future logins. Keep this mobile and email active throughout the recruitment cycle.
- Fill Application Form — Select ONE District or ROI Cluster Only — Login and fill the complete application: personal details, graduation year (must be on/after 01 Jan 2022), NATS Enrolment Number, language proficiency, and select exactly one District or ROI Cluster. Use “Save & Next” after each section. Double-check every entry — no changes are permitted after clicking “Complete Registration”.
- Upload Photograph, Signature, Thumb Impression & Handwritten Declaration — (a) Passport photo — JPG, 4.5×3.5 cm, 20–50 KB, white background; (b) Signature in black ink — JPG, 10–20 KB — NOT in capital letters; (c) Left Thumb Impression in black/blue ink on white paper — JPG, 20–50 KB, 240×240 px; (d) Handwritten Declaration in English in black ink — JPG, 50–100 KB, 800×400 px — must be in candidate’s own handwriting only.
- Pay Application Fee — Online — Before 3 May 2026 — UR/EWS: ₹700 | SC/ST/OBC/PwBD: ₹500 (both inclusive of GST). Pay via Debit/Credit Card, Net Banking, IMPS, Mobile Wallet. After entering payment details WAIT for server confirmation — do NOT press Back or Refresh. Download the e-Receipt immediately after payment succeeds. Fee payment portal closes on 3 May 2026.
- Preview, Complete Registration & Print Confirmation — Click “Preview Tab” to review the full application — verify district chosen, NATS enrolment number, graduation year, photograph, and signature clarity. Click “Complete Registration” — this is final and irreversible. Download and print the confirmation page. Monitor jkb.bank.in and your registered email/SMS for Call Letter, result, and all further updates.
Quick Checklist: NATS enrolment mandatory first | One district/cluster only | No offline mode accepted | No changes after submission | Last Date: 3 May 2026
09. Documents Required at Time of Engagement
Originals + self-attested photocopies — non-submission leads to automatic disqualification
| # | Document | Required For |
|---|---|---|
| 1 | System-generated printout of online application form (valid and complete) | All candidates |
| 2 | Date of Birth proof — SSLC / Class X Certificate or Board Marksheet | All candidates |
| 3 | Valid Government Photo ID — PAN / Passport / Driving Licence / Voter ID / Aadhaar (name must match application) | All candidates |
| 4 | Aadhaar Card (photocopy) & PAN Card (photocopy) | All candidates |
| 5 | Graduation Marksheets & Degree Certificate — result declared on or after 01 January 2022 | All candidates |
| 6 | Two recent passport-size colour photographs | All candidates |
| 7 | Printout of Online Examination Result / Merit Scorecard | All candidates |
| 8 | Permanent Resident / Domicile Certificate of respective UT/State | All — mandatory for reserved category benefits |
| 9 | Caste Certificate — SC/ST/OBC in prescribed Govt. of India format — OBC must explicitly carry NCL clause | SC / ST / OBC candidates |
| 10 | EWS Income & Asset Certificate from Competent Authority in prescribed GOI format | EWS candidates |
| 11 | Disability Certificate from District Medical Board / UDID Card — mentioning type and % of disability | PwBD candidates |
| 12 | Scribe Certificate in APPENDIX-II format as per notification — if scribe was used during exam | PwBD candidates using scribe |
Non-production of any required original document at engagement stage — or at any subsequent stage — will lead to immediate disqualification. Verify all certificate validity and formats before the engagement date.
10. Exam Syllabus & Preparation Guide
100Q | 100M | 60 Min | English only — use the extended time until 3 May wisely to prepare
Section 1 — General Awareness & English Comprehension (50 Marks / 30 Min)
- Banking & Financial Awareness — RBI policies, repo rate, banking terminology, NABARD, SEBI, recent banking news
- Current Affairs (last 6 months) — national and international events, J&K and Ladakh news, government schemes, appointments
- India / J&K General Knowledge — history, geography, economy, polity, Constitution basics
- Reading Comprehension — passage-based inference and analytical questions
- English Grammar — error detection, fill-in-the-blanks, sentence correction, active/passive voice
- Cloze Test — passage with blanks — contextual vocabulary and grammar
- Vocabulary — synonyms, antonyms, idioms, one-word substitutions
Section 2 — Quantitative Aptitude & Reasoning Ability (50 Marks / 30 Min)
- Simplification & Approximation — BODMAS-based expressions, fractions, decimals
- Number Series — find missing/wrong number in sequences
- Data Interpretation — Tables, Bar Graphs, Pie Charts, Line Graphs, Caselet DI
- Arithmetic Problems — Profit & Loss, Simple/Compound Interest, Time & Work, Speed & Distance, Percentages, Ratio
- Logical Reasoning — Syllogism, Blood Relations, Direction Sense, Inequalities, Input-Output
- Coding-Decoding — letter and number pattern-based questions
- Puzzles & Seating Arrangement — linear, circular, square, floor-based, box puzzles
Smart Preparation Tips — Make the Most of the Extension Until 3 May:
- The extension gives extra days — use them for Banking Awareness and J&K Current Affairs — the two highest-yield topics
- Practise Data Interpretation daily — typically carries 10–15 marks and is among the highest-scoring areas with speed
- Cover current affairs for at least the last 6 months — focus on J&K, Ladakh, RBI announcements, and national banking news
- The exam is only 60 minutes with both sections time-boxed — you cannot return to Section 1 once Section 2 starts; practise accordingly
- Avoid random guessing — 1/4 negative marking is punishing; only attempt a question when reasonably confident
- Target attempting at least 80–85 questions with 90%+ accuracy to rank competitively in your district/cluster
11. Frequently Asked Questions
Q1. What is the new extended last date for JK Bank Apprentices Recruitment 2026?
The last date has been officially extended to 3 May 2026. JK Bank published an Extension Notice on jkb.bank.in extending the deadline from the original date of 26 April 2026. The IBPS portal at ibpsreg.ibps.in/jkbamar26/ is currently active. Apply immediately — this is the final extended deadline. The Extension Notice PDF is available at jkb.bank.in for reference.
Q2. What is the monthly stipend for JK Bank Apprentices 2026?
JK Bank Apprentices receive a total monthly stipend of ₹13,500 — comprising ₹9,000 paid directly by JK Bank and ₹4,500 disbursed by the Government via Direct Benefit Transfer (DBT). The DBT amount is paid only to first-time apprentices under 35 years of age with a DBT-enabled bank account. Additionally, a conveyance allowance of up to ₹1,250 per month is provided. No other allowances, PF, or gratuity are payable during the 12-month training.
Q3. Is NATS portal registration mandatory before applying on the IBPS portal?
Yes — it is absolutely mandatory. Every candidate must first register at nats.education.gov.in and complete 100% of their profile before applying at ibpsreg.ibps.in/jkbamar26/. The NATS Enrolment Number is a compulsory field in the JK Bank application form — the form cannot be submitted without it. Additionally, your Aadhaar, mobile number, and bank account must be inter-linked with DBT enabled to receive the Government’s monthly ₹4,500 share.
Q4. Can candidates who graduated before January 2022 apply?
No. The notification states that candidates must have passed their Graduation on or after 01 January 2022. This is a mandatory NATS requirement — only recent graduates qualify for apprenticeship under the Apprentices Act, 1961. Candidates who graduated in 2021 or earlier are ineligible regardless of any other qualification or experience they may hold.
Q5. Will there be a job guarantee in JK Bank after completing the apprenticeship?
No direct job guarantee. The notification explicitly states that Apprentices have no right to claim any employment in JK Bank after completing the 12-month training. However, for J&K and Ladakh domicile candidates, successful completion provides significant advantages in future JK Bank Banking Associate recruitment — an additional 2.5 marks out of 100 added to the written test score and a 1-year age relaxation across all categories, giving a major competitive edge.
Q6. Can I apply for more than one district or cluster?
No. Each candidate may apply for only one District or ROI Cluster. If multiple applications are submitted, only the latest application will be considered — all earlier ones are automatically discarded. Choose your district carefully based on your domicile, eligibility, and language proficiency. Once posted, the candidate cannot be transferred to any other district during the 12-month training period.
Q7. What is the application fee for JK Bank Apprenticeship 2026?
The application fee is ₹700 (inclusive of GST) for General/EWS candidates and ₹500 (inclusive of GST) for SC/ST/OBC (Non-Creamy Layer)/PwBD candidates. Payment is online only through ibpsreg.ibps.in/jkbamar26/. The fee is non-refundable under any circumstance. Fee payment also closes on 3 May 2026 — the extended last date.
Q8. What is the exam pattern for JK Bank Apprentice 2026?
The Online Written Test is a Computer-Based Test (CBT) of 100 questions / 100 marks / 60 minutes. Two time-bound sections — Section 1: General Awareness & English Comprehension (50 questions, 50 marks, 30 minutes) and Section 2: Quantitative Aptitude & Reasoning Ability (50 questions, 50 marks, 30 minutes). The exam is in English medium only. Negative marking of 1/4 mark per wrong answer applies. Unanswered questions carry no penalty.
Q9. Can candidates from outside Jammu & Kashmir apply?
Yes. Candidates from outside J&K and Ladakh can apply for the ROI (Rest of India) Clusters — Delhi (42 posts), Mumbai/Greater Mumbai (26 posts), Lucknow (20 posts), Bangalore (19 posts), and Mohali (28 posts) — totalling 135 posts. However, the special future recruitment benefits — 2.5 marks weightage in Banking Associate exam and 1-year age relaxation — are exclusively for domicile candidates of J&K and Ladakh.
Q10. What happens if an apprentice leaves training before completing 12 months?
If the apprentice intends to leave before completing the 12-month contract, they must give a prior written notice of one month. If the apprentice leaves/absconds/resigns without giving one month’s notice, they are liable to refund the stipend drawn for the last month. In case of termination due to the apprentice’s own failure to comply with contract terms, the Bank may also recover training costs as determined by the Apprenticeship Adviser under the Apprentices Act.
12. Official Links & Resources
All updates exclusively on jkb.bank.in — Extension Notice published — Last Date: 3 May 2026
- APPLY NOW — ibpsreg.ibps.in/jkbamar26/ — Extended Last Date: 3 May 2026 — https://ibpsreg.ibps.in/jkbamar26/
- Official Extension Notice PDF — Last Date Extended to 3 May 2026 — https://jkb.bank.in/sites/default/files/2026-04/Apply%20For%20%E2%80%93%20Apprenticeship%20Training%20Extention%20Notice%20%288×9%20Cms%29_0.pdf
- JK Bank Apprenticeship Notification PDF — Ref. JKB/HR/Rectt/2026-182 (Official Full Notification) — https://jkb.bank.in/sites/default/files/2026-04/Apprenticeship%20Notification%202026-27%20new%20%28002%29.pdf
- JK Bank Official Website — jkb.bank.in (Careers section) — https://www.jkb.bank.in
- NATS Registration Portal — nats.education.gov.in (Must complete 100% profile before applying) — https://nats.education.gov.in
- IBPS Helpdesk — cgrs.ibps.in | Email: apprenticeship@jkbmail.com — http://cgrs.ibps.in
JK Bank Official Contact Details:
Organisation: Jammu & Kashmir Bank Ltd. — Human Resources Division
Address: Corporate Headquarters, M.A. Road, Srinagar — 190001, Jammu & Kashmir
Phone: 0194-2713121–24 | Email: apprenticeship@jkbmail.com
Official Website: jkb.bank.in | NATS Portal: nats.education.gov.in
Apply at: ibpsreg.ibps.in/jkbamar26/ | Helpdesk: cgrs.ibps.in
All further updates — admit card, exam schedule, result, shortlist, digital contract — will be published exclusively on jkb.bank.in. No separate advertisement or SMS will be issued for subsequent events. Check the website regularly and keep your registered email and mobile number active throughout the recruitment period.
Final Reminder — Last Date: 3 May 2026. JK Bank has officially extended the application deadline to 3 May 2026 via Extension Notice on jkb.bank.in. Apply at ibpsreg.ibps.in/jkbamar26/ today. Complete your NATS profile at nats.education.gov.in before applying. Beware of fake websites — only jkb.bank.in and ibpsreg.ibps.in are official portals. No amount other than the official fee is chargeable.





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